How "No Spend Challenges" Helped This Woman Pay Off $78,000 of Debt - with Jen Smith
Marriage Kids and Money: Personal Finance for Families
Andy Hill
4.9 • 604 Ratings
🗓️ 11 March 2019
⏱️ 35 minutes
🧾️ Download transcript
Summary
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Hi, this is Ava from Vanta. |
| 0:02.0 | In today's digital world, compliance regulations are changing constantly, |
| 0:07.0 | and earning customer trust has never mattered more. |
| 0:10.0 | Vanta helps companies get compliant fast and stay secure, |
| 0:13.0 | with the most advanced AI automation and continuous monitoring out there. |
| 0:17.0 | So whether you're a startup going for your first stock two or ISO-27,001, |
| 0:21.5 | or a growing enterprise managing vendor risk, Banta makes it quick, easy, and scalable. |
| 0:26.4 | And I'm not to say that because I work here. Get started today at banta.com. |
| 0:30.7 | We would just try and fill our time with a lot of free things. And then it also allowed us to get |
| 0:36.8 | creative with like side hustles because the best way |
| 0:39.7 | to not spend money is to spend time making it. |
| 0:48.2 | This show is dedicated to helping you, strengthen your family tree and live financially free. |
| 0:54.8 | Welcome to the Marriage Kids and Money podcast, everybody. This is Andy Hill and today we're talking about increasing |
| 1:00.3 | our savings rate, spending less so we can meet our big financial goals. With nearly 80% of |
| 1:08.9 | Americans living paycheck to paycheck, most of us could use some help |
| 1:13.0 | with saving a bit more. Our guest today is Jen Smith, and she's going to show us how. |
| 1:18.6 | Jen and her husband paid off $78,000 of debt in just under two years. Not only is she a debt-crushing wizard, but she's also the author of |
| 1:31.2 | the Amazon bestselling book, The No Spend Challenge Guide. Her advice has been featured in |
| 1:37.2 | Business Insider, Money.com, and US News. And when Jen's not talking about money, she's running half marathons and making super |
| 1:46.9 | cool t-shirts. I got to get one of these t-shirts. Welcome to the show, Jen. Andy, |
| 1:51.8 | your enthusiasm makes me sound so cool. Well, you are cool. You do cool stuff. I love it. |
| 1:59.6 | I'm so glad to be here. Well, Jen, let's inspire some folks. So where did the $78,000 |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Andy Hill, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Andy Hill and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.

