4.9 • 607 Ratings
🗓️ 11 December 2022
⏱️ 33 minutes
🧾️ Download transcript
Episode 188 shares how Naseema paid off $1 million in debt, featuring Naseema McElroy of Financially Intentional. Listen now!
Naseema is a published author and the founder of Financially Intentional, a platform about personal finance and living life intentionally.
Naseema discusses how taking control of her finances has enabled her to overcome bankruptcy, divorce, and break the cycle of living paycheck to paycheck. She shares her lessons along her path to help others benefit from the freedoms of financial independence.
Outside of encouraging people to get their financial act together, Naseema is a mother and Labor & Delivery Nurse. Though making six figures for years, she struggled with money. Finally realizing she couldn't out-earn her financial ignorance, she knew she had to make some changes.
By shifting her mindset around money, being consistent and intentional, she has paid off $1 million in debt and grew a six figure net worth in three years without living in deprivation.
For full episode show notes, visit here.
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Until next time, stay empowered, stay inspired and #staypoderosa ✨
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0:00.0 | The divorce didn't happen until I was in this journey of paying off my debt. |
0:06.0 | So during that almost three years, I got married, went through an abusive marriage, |
0:11.2 | then filed for a divorce in that process. |
0:13.7 | So before I paid off my debt and right before I paid off my debt and was about to be debt |
0:18.4 | free, actually, I ended up having to pay my abusive husband a settlement. |
0:22.7 | So like all this stuff people think it's like so linear. |
0:26.3 | Like you figure it out. |
0:27.6 | You're on your way. |
0:28.8 | And it's not like that. |
0:30.0 | It's a lot of stops and restarts in the process. |
0:32.9 | But I tell you, because I was in this process of paying off my debt and taking control of my money, |
0:39.0 | it made that financial hit from all the things that happened a lot easier to sustain and |
0:45.0 | recover from. I think a lot of things tie into the mindset shift that happens when you start |
0:51.9 | to take control of your money because yeah stuff is going to come up |
0:55.5 | but it's how you're able to respond in those situations even though i had to pay for my divorce |
1:00.7 | i still was able to pay off nearly a million dollars in debt in under three years in spite of |
1:06.5 | not because of the things that I have. |
1:17.1 | You're listening to Yo Quiero Dinoero, a personal finance podcast for the modern Latina. |
1:22.0 | I'm your host, Janice Torres, award-winning Latina personal finance expert. |
1:26.9 | I didn't always have my financial shit together, but when I started looking for POC-friendly personal finance podcasts, |
1:28.6 | I couldn't find any. And so Yo Quiero Dineiro was born. On this show, I'll show you how to make |
1:33.4 | Dineiro, how to keep your Dineiro, and most importantly, how to make it grow. Each week, I'm connecting |
... |
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