The following program is brought to you by Hanson-McLean Advisors,

and the views express may not necessarily reflect the views of this station.

And now, Barron's ranked top 100 independent advisors.

It's time for Scott Hanson and Pat McClain of Hanson-McClain's Money Matters.

Welcome to Hanson-McClain's Money Matters. I'm Scott Hans McLean's Money Matters.

I'm Scott Hanson.

I'm Pat McCleyn.

Thanks for joining us.

Glad you're with us on this great summer day as we're talking about the world of finances,

both myself and my co-host here, Mr. McLean.

We are both financial advisors, certified financial planner, chartered financial consultant.

We spend our weekdays with people like yourself helping them plan their financial future.

We come here on the weekends to be your financial advisors on the air.

So whether you have advisor you're working with today or you're just getting started or you do things on your own,

you just want some more information.

We are glad you are listening to us and we hope you consider this place another stopping point for valuable information.

And some of the markets that we run in were relatively new, but we've been doing this show for almost 22 years together each and every week.

And take calls from people just like yourself.

I was thinking about Pat, when Pat and I first started in the program,

Pat called a smaller station.

You cold called the,

whoever, the program manager,

...