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On this episode of the Personal Finance podcast, we investigate how millions retire with zero and savings.

What's up, everybody, and welcome to the Personal Finance Podcast.

I'm your host, Andrew, founder of mastermoney.com.

And today on the personal finance podcast, we're going to be diving into how millions retire

with zero savings. If you guys have any questions, make sure you join the master money newsletter

by going to mastermoney.com slash newsletter. And don't forget to follow us on Spotify, Apple Podcasts, YouTube, or whatever podcast player, you love listening to this podcast on. And if you want to help out the show, consider leaving a five-star rating and review on Apple Podcast, Spotify, or your favorite podcast player. And again, if you want direct help for me, make sure you join Master Money Academy. It'll be linked up down below in the show notes. Now, today, we're going to be diving into how millions of Americans are retiring with zero in saving. See, here's what the internet tells you, is that you need a million dollars in order to be able to retire. That is something that we say a lot on this podcast. We talk about you need to figure out what your

retirement number is and chase after that number to ensure you have enough money on hand to retire.

But there are millions of Americans in this country who are retiring with minimal savings.

Now, you may be thinking of someone right away who you know who retired but doesn't have a lot of money and savings.

Maybe it is someone out there like a grandmother who just never had a lot of money and they lived on a

fixed income. Maybe it's an uncle, an aunt. Maybe it's a family friend. But you may be thinking

of a number of different people who retired in a way where they did not have much saved.

Well, I want to answer the question today, how do they do that?

And what can you do to make sure that you actually have money saved so that you can thrive

...