The retirement and IRA show represents the words and views of the show hosts exclusively and should not be construed as investment legal or tax advice. All information is believed to be from reliable sources. However, we make no representation as to its completeness or accuracy. All economic and performance information is historical in nature and is not indicative of any future results. Any indices mentioned on the show are unmanaged and cannot be invested indirectly. Diversification and asset allocation strategies do not assure profit or protect against loss.

Never make any investment or financial decisions based on information offered on this show

without first consulting your financial legal or tax advisor.

Financial planning services offered through Jim Solnior and Associates LLC, a registered investment advisor.

This is the retirement and IRA show coming to you from beautiful Northern Colorado.

Join us as certified financial planner Jim Sonier, as well as Colorado State University Finance instructorructor and certified financial planner Chris Stein, teach you about IRAs,

borrow-in-case, annuities, social security, pension plans, and estate planning in a fun and enjoyable show.

Whether you are listening live in Colorado or streaming from their website or iTunes podcast,

Jim and Chris want you to know that

they're available to help you plan for your retirement. Just visit their website at Jimhelps.com.

That's Jim H-E-L-P-S dot com and click the Meet the Team button on the homepage. Now here's Jim

and Chris with today's show.

Hello and welcome to the Retirement and IRA show EDU edition for this week.

Today's show, we're going to have, Jim's going to be joining me. He's back from his travels to Southern California. Hopefully we'll get a little recap of his activities there.

And then we've also got Jake from the office here.

He's been on the show a couple of times before.

And he's going to join us because we're going to talk about a few emails that we've gotten regarding

our planning process that earlier this year we walked through in great detail and we open

up what we call a dialogue where we invite people to share with us how they're implementing on their own some elements

of what we kind of put out there as our approach and philosophy surrounding retirement planning.

And it's interesting to hear how people are implementing parts of or trying to replicate

even what we do. And so we thought we would talk a little bit about those emails that we've gotten

...