How Lenders Get the Short End of the Stick

Passive Real Estate Investing

Real Estate Investing with Marco Santarelli, Investor and Entrepreneur.

Business:investing, Education, Entrepreneurship, How To, Investing, Business

4.8 • 953 Ratings

🗓️ 23 September 2025

⏱️ 31 minutes

🔗️ Recording | iTunes | RSS

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Summary

Click Here for the Show Notes In this episode, the conversation centers around the strategic use of leverage in real estate investing, particularly when navigating a 1031 exchange. Many investors express concerns about taking on debt, but the discussion highlights how properly structured leverage can actually enhance returns, accelerate portfolio growth, and maximize the use of available capital. The episode explains how leveraging properties allows investors to spread funds across multiple assets, creating greater opportunities for appreciation, cash flow, and long-term wealth — all while tenants effectively pay down the loans. It also sheds light on how inflation plays to the investor’s advantage over time and why lenders, surprisingly, often get the weaker end of the deal. The importance of working with knowledgeable lending partners who act as strategic consultants — not just rate providers — is emphasized as a critical part of building a sustainable, profitable real estate business. If you're ready to rethink how you use debt and want to learn how to grow your portfolio with confidence, tune in now and take the next step toward smarter, more powerful investing. -------------------------------- Interested in speaking with Aaron? Click here to get connected! -------------------------------- Download your FREE copy of: The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. SUBSCRIBE on iTunes If you missed our last episode, be sure to listen to TBT: Ask Marco - Real Estate Newbie! What Properties and Markets for a First Time Investor? Our team of Investment Counselors has much more inventory available than what you see on our website. Contact us today for more deals. -------------------------------------------------------- #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties #NoradaRealEstateInvestments

Transcript

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0:00.0	Welcome to passive real estate investing, the show where busy people like you learn how to build substantial passive income while creating wealth for the long term.
0:09.7	And now, here's your host, Marco Santorelli.
0:12.9	Hey, everyone, and welcome to passive real estate investing.
0:16.3	I'm Melissa Nash, your guest host, jumping in for now.
0:19.9	Let's dive in. Welcome to the show, once again,
0:24.3	Aaron Chapman, and for those listening today that do not know who he is, Aaron, can you please
0:30.2	take a second and let our listeners know a little bit about who you are and why I have asked
0:36.2	you on this show so many times.
0:38.4	Well, for one, I'm probably the guy's, the name you'll hear on this show more often than the
0:43.4	host themselves. So there is that. I've been blessed to be part of this show, probably maybe 10
0:48.8	episodes now, if not more, and a co-host on one. So I've been at what I do, which I help people finance investment real estate.
0:56.2	And it's not just financing investment in real estate.
0:58.6	It's help you set up and strategize and structure how to become a real estate investor,
1:02.8	how to build out your portfolio with people such as Melissa that are helping you on the vetting out the real estate itself and how to do it in a way that you you can build that that
1:16.3	armored equity if you will and that the and really have something you can hand on to generations and still stay bankable
1:23.5	too often folks will consult an attorney for one perspective, consultant accountant for another
1:28.6	perspective, consult their real estate contacts for another perspective, and then the lender,
1:34.9	and they wonder why the lender can't get the loan done because they built all these rather
1:38.2	intricate systems. Well, the more complicated your life becomes, the more complicated your banking
1:43.9	system becomes, or banking situation becomes becomes and we help ensure that that is not a problem we've
1:49.6	been lending to folks again since uh since i've been it since 97 lending to investors since 2001
1:55.8	i'm a real estate investor myself since 2001 i not only you know went through the cycles leading up to 2008, weathered the
	...

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