How Can I Get an IRMAA Exception?

Retirement Answer Man

Roger Whitney, CFP®, CIMA®, RMA, CPWA®

Lifeplanning, Retirementplanning, Financialplanning, Saving, Careerplanning, Self-improvement, Education, Retirementpodcast, Investing, Business, Investmentmanagement, Retirement

4.7 • 1.1K Ratings

🗓️ 29 May 2024

⏱️ 52 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Have you heard of IRMAA? IRMAA can be an unwelcome surprise if you aren’t expecting her.

On this episode of Retirement Answer Man, you’ll hear what to expect from IRMAA and your Medicare costs.

OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

PRACTICAL PLANNING SEGMENT

[2:14] Recent feedback
[6:57] What IRMAA surcharges are

IN THE NEWS

[14:55] Structured protection ETF
[25:06] What the details show

LISTENER QUESTIONS

[30:23] Should we keep our life insurance policy?
[34:42] Will the lack of a bachelor's degree hurt a retirement planning practice?
[36:02] Where to get the materials for the Certified Retirement Counselor curriculum

ROCK LIFE

[37:51] Cultivating a growth mindset through curiosity
[40:58] How to cultivate curiosity

TODAY’S SMART SPRINT SEGMENT

[50:55] Practice asking a dumb question

Resources Mentioned In This Episode

International Foundation for Retirement Education

Form SSA-44

Rock Retirement Club

Roger’s YouTube Channel - Roger That

BOOK - Rock Retirement by Roger Whitney

Roger’s Retirement Learning Center

Transcript

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0:00.0	The show is a proud member of the Retirement Podcast Network.
0:03.6	The show is dedicated to helping you not just survive retirement,
0:09.8	but to have the confidence because you're doing the work to go off and really rock retirement.
0:16.0	Hey there, Roger Whitney here.
0:21.0	By day I am a practicing retirement planner with over 30 years experience,
0:26.3	founder of agile retirement management.
0:29.1	And over the last 10 years on this show on a weekly basis,
0:32.4	I've had the honor of hanging out with you and
0:34.1	noodling on how do you do retirement planning right so you don't make it your new job in retirement,
0:41.6	but so you can put it aside and go off in really rock retirement.
0:47.0	So today on the show we're going to answer a question related to Irma surcharges as well
0:51.3	as other questions that people just like you have on their journey to
0:54.7	retire in our in the news segment we're going to talk about these new ETF
1:00.1	Principal Protected Securities that I've seen marketed.
1:04.0	And then lastly, but not leastly, in our rock life segment, we're going to talk about cultivating
1:08.7	curiosity so you have a growth mindset.
1:12.4	Before we get started, I got three things I want to talk about.
1:15.0	Number one is next week, you're going to meet Mike and Judy,
1:19.0	our new listener case study, their listeners just like you, that rose their hand and
1:26.2	we're going to meet them next week and over the course of June we're going to
1:29.8	hear what their
1:35.0	experience and preferences are from a investment standpoint
	...

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