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Welcome to the nerd wallet smart money podcast where we answer your money questions and help you feel a little bit smarter about what you do with your money.

I'm your host, Sean Piles.

And I'm your other host, Liz Weston.

As always, be sure to send us your money questions.

Call or text us at 901-730-6373.

That's 901-730 Nerd or email us at podcast at nerdwollet.com.

This is typically the part of the show where we would get to the listener's money question,

but we're doing things a little bit differently over the next few episodes where we're going

to be trying out a few new segments. We'll still be answering your money questions, so don't worry

about that.

In this episode, we're having a conversation with Chris Browning from the Popcorn Finance podcast about how to buy a home in an expensive market. Yep. So to help answer Chris's question,

we brought in Holden Lewis, our resident home buying nerd. But first, it's time for our new

segment this week in Your money, where we talk about

what's happening in the personal finance world right now and how it might affect you.

Yeah, and this week we're going to be talking about how Americans are using their emergency

funds right now. The long and the short of it is that 30% of Americans have tapped their

...