With flexibility on repayments, rewards on everyday spend,

and help moving your credit debt to one card with a balanced transfer,

Barclichard is here to help you manage life's costs.

It could be more ordinary costs, like buying some new jeans,

or not so ordinary costs, like repairing non-stentias,

after she broke them on a hard boiled sweet from 1958.

Find out how Barclichard can help you keep control of life's costs at barclichard.co.uk.

22.9% APR representative variable subject to application financial circumstances

and borrowing history season sees apply.

Everyone is seeing a rise in their energy bills,

so try a few small changes this winter, which could save you a lot.

Like, switching off appliances instead of leaving them on standby,

turning your thermostat down a degree,

ideally keeping it between a comfortable 18-21 degrees,

or using a lid on your pots and pans.

It only takes a little energy to save a lot.

For more energy-saving tips and advice,

visit saving-energy.co.uk.

Cadant, your gas network.

History isn't just a bunch of names and dates and facts.

It's the collection of all the stories throughout human history

that explain how and why we got here.

...