Halifax presents, bad move, good move.

Bad move, trusting your other half to put up shelves to hold the China your lovely Nan left you.

Oh yeah, jobs are gooden. Oops.

Good move.

Joining the one in five first-time buyers who choose a Halifax mortgage.

Halifax, the home of first-time buyers.

Halifax first-time buyer mortgage completion volume is a percentage of total market.

December 2022 to November 2023. Greetings listener dear, I'm Tom, I'm Ben. And I am Matthew and welcome to another exciting

episode of Papi's flat share house meeting.

Oh house meeting and let me tell you as a podcast it takes some beating.

Oh nice Tom that's really nice. it takes some beating. Oh, yeah, lovely that.

That's really nice.

It's a bar.

A spat a bar.

House meeting of course is where the three of us sit down, chew the fat, mow the kud, and arrange the hedges of conversation.

Absolutely right, and if you like a little bit of topiary, then this is a podcast for you because hedges were definitely arranged,

rearranged and rearranged a third time.

We had a very good, we had a very, very good time chatting today it starts with it starts with

Clarky which is always it's always an exciting move when Clarky has has some leaves he wants to throw into the mix. But yeah,

it was a good fun chat. But before we get into it, we would like to encourage you as as winter as drawing in and maybe you maybe

you're not able to go out as much as you like it's a bit bit nippy you know you can't

go gambling through the fields or or rollicking through the parks

...