Home Prices Could Stagnate for Years

BiggerPockets Real Estate Podcast

BiggerPockets

Education, Business, Investing

4.8 • 16.5K Ratings

🗓️ 18 August 2025

⏱️ 42 minutes

🔗️ Recording | iTunes | RSS

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Summary

We may be entering a rare period where home prices stagnate for years. It’s been a long time since we’ve seen real estate prices not appreciate year-over-year, but this reality is becoming increasingly likely every day. With low affordability, high mortgage rates, rising supply, and steady demand, the tables are starting to turn for one of the hottest asset classes of the past decade (real estate). The question is, should you buy fully knowing prices won’t rise anytime soon? J Scott has been investing in real estate for decades. He’s been through the booms and the busts and has maintained a very even demeanor, even in the best and worst of times. So, we brought on a real estate veteran to answer a simple question: Is real estate still worth investing in with stagnant prices, and if so, how do you make appreciation when the market won’t give it to you? J shares why home prices will likely stay flat or even dip for years to come, the strategies you can still use to raise your property values by sizable margins, two types of financing that work best for times like these (and benefit the investor), and when real estate could bounce back. Scared to invest when you don’t know where prices are going? Listen to J’s advice! In This Episode We Cover Real estate price predictions and how long we could go with a sideways market The two things that control home prices and the direction they’re going in Could real estate prices crash in the near future? How to use inflation to your advantage and get more from the banks Two creative ways to finance your next rental that work best in price-stagnant markets One real estate niche that could be bottoming out with significant price discounts And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1162 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Home prices always go up, but what if they don't?
0:04.0	Housing appreciation is the bedrock of real estate investing, and in a lot of ways of the entire
0:09.5	U.S. economy. But prices aren't really going up right now, and they may actually fall for a while.
0:15.7	And although no one wants to talk about it, we have to talk about it.
0:19.4	This is how to invest profitably while home prices decline.
0:27.1	Hey everyone, I'm Dave Meyer.
0:30.1	I'm a housing market analyst and I've been investing in real estate for more than 15 years.
0:34.9	And on the Bigger Pockets Real Estate podcast, we help you achieve financial freedom
0:39.0	through rental properties. Today on the show, we are talking about a big change in the housing
0:44.5	market. Home price appreciation has really slowed a lot in recent years, and prices, at least to me,
0:50.8	are likely to begin to decline in a lot of markets by the end of the year.
0:55.9	Now, to be clear, I am not saying we are headed for a real estate crash.
0:59.4	There is no evidence that something like that is imminent.
1:03.0	And not saying prices will never go up again.
1:05.4	In the long run, they very, very likely will.
1:08.6	But prices falling at all is not a dynamic we've seen in a long time.
1:14.2	So I want to talk about how investors can take advantage of the very real opportunities this
1:21.1	kind of market provides and protects themselves against risk, even if they can't just pencil
1:26.7	in growth every single year without
1:28.7	analyzing deals.
1:30.1	Here to do that with me is my longtime friend, the co-author of my book, Real Estate by the
1:34.3	Numbers, and friend of the show and Bigger Pockets in general, Jay Scott.
	...

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