Ready to launch your business? Get started with the commerce platform made for entrepreneurs.

Shopify is specially designed to help you start, run and grow your business with easy customizable themes that let you build your brand.

Marketing tools that get your products out there. Integrated shipping solutions that actually save you time.

From startups to scaleups, online, in person, and on the go.

Shopify is made for entrepreneurs like you.

Sign up for your $1 a month trial at Shopify.com slash setup.

Welcome to the NerdWallet Smart Money Podcast, where we answer your personal finance questions

and help you feel a little smarter about what you do with your money. I'm Sean Piles.

And I'm Liz Weston. To have your money questions answered on a future episode, call or text

us on the Nerd Hotline at 901-7306373. That's 901-730 Nerd. Or email us at podcast at nerdwollet.com.

Hearing from all of you is always such a joy, so please keep your questions coming.

And hit that subscribe button to get new episodes delivered to your devices every Monday.

If you like what you hear, please leave us a review and tell your friends.

Now, we got one more plug before we

get into the episode. We've asked you this before, but we want to know how the pandemic

has changed how you've handled money. What lessons have you learned about money in 2020?

We're working on a special episode about all the money lessons we learned this year, but

to make this happen, we need to hear from you.

And we already have heard from some of you, but we are greedy and we want as many stories as possible.

So please keep them coming.

And because I'm an audio-focused kind of guy, I'd love to hear you.

So that means sending a voice memo or leaving us a voicem mail on the nerd hotline. This episode, Sean and I answer a listener's question about when it's okay to give money

...