Here’s How You Get Started Building Wealth

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Ramsey Network

Investing, Self-improvement, Education, Business

4.5 • 840 Ratings

🗓️ 2 January 2023

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel, Kristina Ellis, & Jade Warshaw. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is the Ramsey Call of the Day, part of the Ramsey Network.
0:11.0	Danielle is in Biloxi, Mississippi.
0:13.6	Hi, Danielle, how are you?
0:15.4	Hey, I'm good.
0:16.0	How are you?
0:16.7	Better than I deserve.
0:17.8	What's up?
0:18.7	I have a question.
0:20.4	My husband and I have been married for nine years, and we've handled our finances
0:26.7	pretty terribly, and we've kind of been having a moment of reckoning. We've been looking
0:33.2	into trying to start budgeting, but we've kind of gotten ourselves in such a bond that to start
0:40.2	budgeting, we're not really sure how to, there's not a lot left out of each check to be able to
0:45.7	put back.
0:47.8	Got a log jam.
0:49.1	How do we start?
0:50.1	Yeah.
0:50.8	Yeah.
0:51.4	What's your household income?
0:53.3	It depends.
0:54.1	He works a lot of overtime. He makes 28, 10 an hour, so give or take, he brings home about 1,100-ish a week. So he's making $50,000, $60,000 a year, take-home pay, so I'm making $80,000. And you are at home with the kittos? Yes, sir. I have three little girls.
1:11.3	Okay.
1:11.6	What age?
	...

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