meta_pixel
Tapesearch Logo
Log in
Financial Audit

He's All Over The Place

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.6633 Ratings

🗓️ 17 November 2023

⏱️ 64 minutes

🧾️ Download transcript

Summary

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email [email protected] Protect your online privacy and security NOW and for free by following my sponsor Aura: https://aura.com/hammer Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z ▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/ _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link 2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash Rewards using my link Terms & Conditions Apply: https://j.us.moomoo.com/00Cqzn -For the sign up bonus, Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z 3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer 4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer 5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Hi, my name's Hector. I'm 25 years old based out of Orlando, Florida, and this is financial

0:04.8

you, Mr. Hector, have a pile of things I have not seen in quite the time. You've gotten yourself

0:17.9

into a mess. Um. For 25, man.

0:24.3

I'm a little nervous.

0:26.3

We'll jump into it.

0:28.3

First, I need to know what you do for 11.

0:30.3

I'm a server.

0:32.7

Yeah, pretty much it.

0:33.8

I've been serving for a decent bit now going on two years,

0:36.9

jumping around from place to place.

0:39.0

You have a lot of student loans for someone who's a server.

0:43.3

Yeah. The student loans are actually a pretty long story. So did, well, before you say the story,

0:49.0

story, did you get a degree? No. It wasn't for a degree. I had um caught up in a situation where i signed up for a

0:58.1

certificate program um i don't really know if i should be like disclosing the school there's

1:03.0

like no lawsuits or anything like that but um a lot of things were promised and this was when i was

1:08.8

i want to say anywhere from 19 to 21.

1:16.4

I kind of like bit into the dream and I went through the process.

1:17.8

I went through the trial period.

1:18.6

It was for cybersecurity.

1:20.8

So it was a certification for cybersecurity?

1:21.5

Yeah. Yeah.

1:21.7

And we were told that we were going to get like a lot of things akin to like a boot camp.

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Caleb Hammer, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Caleb Hammer and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2025.