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Well, I have a question about how to move forward after financial infidelity.

I found out in the fall about $100,000 of debt that I didn't know about.

And we have paid it off.

We're in Baby Step 3. We're about halfway through Baby Step 3 right now.

What was that that used to purchase?

It was credit cards that I didn't know about and also tax debt.

What was the credit card? What was purchased on the credit cards?

My husband was laid off and was using a credit card for a time span that I did not know about.

Okay, so he was handling 100% of the household money.

Correct.

And the way he covered the lack of income was he borrowed for the family on credit cards.

Exactly.

And you didn't know about it because you're not involved in the handling of the money.

I was not at that time.

Since I found out about that, we have combined finances.

I insisted upon that.

I insisted on counseling.

I insisted on a budget, and we use every dollar budgeting app, but he hates the budget. He says sharing

accounts and the budget are the worst decision he's ever made. He doesn't track expenses. He

undermines the budget by going on solo trips and spending when and where he wants. Every question

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