Access to affordable credit helps me pay my employees, but I don't really need it.

Infliction is killing me!

But who cares? Big retailers are making record profits!

That's why we support the Durban Marshall Credit Card Bill!

See? Banks and credit unions help small businesses make payroll.

This bill would cut the vital resources they need.

While increasing megastore profits, they deserve it. Don't they?

Tell Congress, stop the Durban Marshall money grab for corporate megastores.

Paid for by the Electronic Payments Coalition.

Here is your morning brief for Thursday, February 12th. I'm Luke Fargus for the Wall Street Journal. Six House Republicans have joined Democrats in rejecting President Trump's tariffs on Canada.

Immediately after the vote, Trump said that Republicans who broke rank would suffer

consequences come election time. The move is largely symbolic. Even if the resolution

clears the Senate, President Trump would almost certainly veto it. Nevertheless, Democrats are

planning more anti-tariff votes targeting U.S. levies on Brazil and other countries.

There are fresh signs that international pressure on Russia's oil industry is having an effect

as dozens of tankers filled with Russian oil flowed at sea without buyers.

Deeply discounted prices are piling up the pressure on Moscow's finances,

with Russia's main grade of fuel now trading at $27 below the international benchmark Brent,

a record discount. Crucially, the price tag is

significantly below the price that Russia needs to be able to balance its fiscal budget this year.

And Elon Musk has announced a reorganization of his AI startup, XAI. The move comes just days

after he merged it with his rocket and satellite company, SpaceX.

...