Hey friends, welcome to Girls Night. I'm Stephanie May Wilson and I am so happy that you're here.

Each week I have a girlfriend over and we talk through one of the biggest questions we have about

our lives as women. We're talking about friendship and faith and relationships and self-confidence,

a better calling in life and how to live every bit of our lives to the full. Life is so much better

and easier and absolutely more fun when we navigate it together as girlfriends and I cannot

wait to get started. I am so excited about today's episode. Today we're talking about how to get

out of debt. I wanted to do an episode on this topic because I know there are so many women in our

community who are really struggling in their finances right now. There are so many things that

we all dream of doing in life but for a lot of us, debt is standing in the way of all of those

things. You want financial freedom but reaching that point seems confusing, daunting and like it will

require an unthinkable amount of sacrifice to achieve. I totally understand that feeling. I've been

there too. But the things we're talking about in today's episode have helped me so much to get

control of my financial life and I truly believe that they'll do the same for you. To help us but

this, I invited my friend Rachel Cruz back on the show. Rachel's an author, a financial expert and

the host of the Rachel Cruz show. I knew I needed to have Rachel on for this episode because she has

helped countless people get out of debt and achieve financial freedom and the way she does it is

so approachable and actually doable. I can't wait for you to hear from her. But before we dive in,

I wanted to make sure that you all have had a chance to check out my newest prayer journal. It's

called the between places 100 days to trusting God when you don't know it's next. Here's the thing.

We all find ourselves in between places throughout our lives. Maybe you're waiting for something,

longing for something or working for something but it just hasn't happened yet.

Maybe you know where you want to go, you have no clue how to get there or maybe you know you're not

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