you have your own unique investor DNA. There's some investments that are good for some of you in here

based upon your knowledge, based upon your interest, based upon your passion, based upon what drives you,

based upon your focus. And there's other investments that for the other person would be completely

different. And yet the world wants to treat us all the same. For some of you, the very best thing

you could do with your money is pay off a loan. For some of you, the very best thing you can do with your

money is pay off a loan. For some of you, the very best thing you can do with your money is build up

some savings and liquidity. It is so under-emphasized in the world of finance, savings and

liquidity, because there's no commission for it.

Welcome back to the quote of the day show.

I am your host, Sean Croxton of Sean Croxton. We got Garrett Gunnerson on the show to wrap up our

Best of 2025 series, even though we're in 2026. But today's feature quote is this. If you don't

have an investment philosophy, someone will sell you theirs. There's this big fatty book that I picked up,

six years ago. It's like 600 pages plus. It's by Tony Robbins. It's called Money Master the Game.

I'm going to guess that 9.5 out of 10 people who bought that book, and there's a lot of

people who bought the book, because I think it was the number one bestseller.

But I'll guess that 9.5 out of 10 people who bought it didn't read it.

And the reason they didn't read it was because it's 600 pages.

It is a beast of a book.

But I read it.

And what I learned blew my mind, especially in maybe chapter two or chapter three.

Because Tony breaks down the fees.

People don't realize how much the fees are eating away at your retirement.

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