Welcome to the Jill on Money Show. It is Tuesday, September 5th, or back to school day,

or back to work day for the rest of the world. Yes, it's been a lovely summer, but the

unofficial close to summer is Labor Day. And if you have to be working, why not start

your day with us? This is the program that takes the mystery out of your financial life.

And if you would like to come on the air or ask us a question via email, just go to Jill

on Money.com and click the contact us button. If it's an email, just give us a bunch of

details. If you want to join us, check the box. Mark does everything else. Don't forget,

we've got a lot of free stuff on the website. So you hear me plugging my book in our subscription

service, but we have a free weekly newsletter comes out every Friday. We have a blog section,

there are videos, there's resources, a lot of stuff. So check it out. Right now, let's talk

to Jennifer, who's on the line from Florida. Welcome to the program. Tell us what we can do for you,

ma'am. Well, Jill, thank you so much. I'm super excited to be here. I've been listening to you for

quite a while. I have a situation to where I'm in this analysis paralysis. I can't figure out

what to do with some extra money, whether we should be paying off debt or aggressively saving.

Okay. Well, tell me about the us. Tell me about yourselves, what's going on. And we'll talk about

the assets and also the debt, the liabilities. What do you got out there? All right. So I'm 46,

and my husband is 55. I work full time and my grow salaries around 80K per year. But my husband

is actually on workers compensation right now. He hasn't worked for the last three years, but he's

generating some income with workers comp. And he was recently awarded Social Security Disability.

Oh, I mean, I mean, I'm glad you got that, but that means he really is not well. So I'm sorry

about that. That sucks. Thank you. Thank you. But the good news is, I mean, we have some income now

that we know will be around no matter what happens with the workers compensation.

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