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Wealthy Way

From Write-Offs to Wealth: Strategic Tax Planning for Real Estate & Entrepreneurs

Wealthy Way

Ryan Pineda

Business, Entrepreneurship

4.82.1K Ratings

🗓️ 5 June 2025

⏱️ 12 minutes

🧾️ Download transcript

Summary

Wondering how to save thousands in taxes while building legacy wealth? This deep-dive breaks down real tax strategies from cost segregation and paying your kids, to choosing between an S Corp or C Corp. Learn how one investor wiped out $500K in taxable income and why planning quarterly can make all the difference. Whether you’re flipping homes, managing rentals, or scaling a service biz, this is the money game you can’t afford not to play. Get access to our real estate community, coachi...

Transcript

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0:00.0

From a strategy perspective, I mean, you're getting people, obviously, you're going through,

0:06.3

you know, their initial setup. Hey, like, are you structurally set up correctly with the,

0:11.0

you know, your LLCs and stuff like that? Hey, like, here's some simple things we can do with your kids,

0:17.2

you know, all that. Like, what is actual tax strategy after that? Like, what is the continuation?

0:24.1

Yeah, so we are looking at their books regularly with them. So quarterly is a good time frame to do that.

0:29.9

Yep. Yep. And so once a quarter, you can look at your books. You can say, here's your taxes from the last

0:35.1

quarter that you would owe. If this were the end of the year, we can make projections.

0:39.0

So we look at a pro forma a lot of times that projects all the way through the year.

0:43.1

And then we address the strategies that they're doing.

0:45.9

So one of the big questions I get from real estate clients is how many properties should I buy and cost seg if I want to get.

0:55.6

Exactly.

0:55.9

So I had a client this year that we got to November of last year.

0:59.5

She had about 500,000 in profit.

1:02.3

Yep.

1:02.6

And we had, she, she got on the November call and she said, are we done?

1:07.6

And I said, yeah, we're done.

1:08.7

We got, because of cost segs, because of depreciation,

1:13.1

that 500,000 was gone. Yeah. So she had zero taxable income because she had done that. And so I hear a lot

1:19.5

from people, how many properties do I need to buy or how much should they be, you know, those kind of

1:24.0

questions. So we'll project out that number throughout the year. And then we make tweak little adjustments.

1:30.1

But the big things are kind of those big buckets like we're maxing out the retirement.

1:34.6

We're doing the cost segregation.

...

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