From Renter to Homeowner with a Home Business – Christina’s Story (INTERVIEW) - 330

How to Buy a Home

David Sidoni

How To, News, Education, Business, Business News, Investing

4.8 • 859 Ratings

🗓️ 4 April 2025

⏱️ 37 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

After nine years of renting and years of casual house-hunting, Christina thought she wasn’t ready to buy—but just three months after getting a unicorn team, she was closing on her dream home. Christina left Brooklyn for Cleveland thinking homeownership was still a year or two away. But once she connected with David and got matched with a unicorn realtor, the process moved fast—and worked. She bought a fixer-upper that fit her personal and professional life, avoided bidding wars, and gained instant equity at closing. With guidance, family support, and smart planning, she made the jump from renting to owning on her own terms.

Quote:

“I needed a space where I could run my business from home without customers walking through my whole house.” — Christina

Highlights:

• What happens when you go from renting for 9 years to closing in 3 months?

• Could a fixer-upper be your smartest option in a competitive market?

• What if you’re self-employed—can a partner’s income really carry the loan?

• Is “pre-inheritance” the key to affording a down payment in your 30s?

• How can an appraisal surprise help you gain equity instantly?

• Why is a sewer scope one of the most underrated steps in homebuying?

• Can you really run a business from home without sacrificing privacy?

• What’s the deal with delaying your first mortgage payment—and how can that help?

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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.

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Transcript

Click on a timestamp to play from that location

0:00.0	But ultimately, I wish I would have contacted you sooner because once the presses started, it just went so fast.
0:09.7	Welcome to the show, homies. For nine years, Christina rented. And when she made the jump from the big apple back to the suburbs, she didn't think that she was ready to buy. Oh boy, was she wrong. After getting her
0:22.6	unicorn team, she closed on a home in just three months. So we're going to hear straight from her,
0:29.1	not just about preparing to buy a home, but a whole bunch of other topics. And I think you're
0:34.0	going to get some great information out of this. She's going to talk about things like buying a fixer up or home, seeing if that's right for you.
0:40.6	Also, finding a home when you want to run a business out of that same home.
0:45.5	She also talks about buying a home with a partner when one of you is a 1099 salary person.
0:51.4	We get into avoiding bidding wars, inspection tips, the appraisal negotiations,
0:56.8	and preparing for the thickness of documents that is that little mini mountain that you get when
1:02.9	it comes to closing time. Yeah, it's a lot. She also talks about upgrading a home before you
1:09.7	actually move in, and we even get into the secret of the delayed first mortgage payment.
1:16.5	A bonus for all first-time homebuyers that doesn't get talked about enough.
1:21.3	Let's hear the story.
1:23.1	How to buy a home educates, protects, and connects first-time home buyers to qualify vetted
1:27.6	realtors in their area, whether you're looking for DIY information or step-by-step guidance.
1:32.6	How to buy a home is the number one resource for first-time home buyers.
1:37.2	Well, hello, everybody.
1:38.8	I'm super excited today.
1:40.5	I've got another homie here.
1:41.8	This is Christina who's taking time out of her day and her new home to talk
1:46.1	to me about the process so you guys can learn some tips. Christina will start right away.
1:52.7	Buying a home is a different experience for everyone. What was your biggest takeaway, your biggest
	...

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