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Forbes Daily Briefing

From Fax Machines To AI: How Chipotle’s CTO Revolutionized Its Digital Business

Forbes Daily Briefing

Forbes

Careers, Entrepreneurship, News, Business

4.612 Ratings

🗓️ 10 December 2025

⏱️ 5 minutes

🧾️ Download transcript

Summary

Curt Garner, Chipotle’s president and chief technology officer, helped boost the burrito chain’s online sales from just 5% to more than a third of total revenue.

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Transcript

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0:00.0

Here's your Forbes Daily Briefing, bonus story of the week.

0:05.0

Today on Forbes, from fax machines to AI, how Chipotle's CTO revolutionized its digital business.

0:14.2

When Kurt Garner became Chipotle's first chief information officer in 2015, he was shocked to learn that a staggering amount of

0:21.9

online orders to the Mexican food chain's 2,000 restaurants were coming from old school

0:26.8

fax machines, a whopping $22.5 million in sales that year.

0:32.9

Garner, who was 56 years old, recalled, quote, you'd go to our website and you'd download a fax form.

0:39.1

You'd fill out the form and fax it to the restaurant.

0:41.9

If you faxed an order in, you didn't get a confirmation that it was received,

0:45.6

and you still had to stand in the line to pay.

0:48.1

It was a pretty fragmented thing.

0:51.9

Fax-based orders represented only 0.05% of the 1993 founded chain's total digital sales at the time.

0:59.9

But in his quest to digitize Chipotle, Garner soon put a stop to it,

1:04.4

starting a campaign to build its online business by architecting a digital transformation

1:09.0

with app orders and rewards-based loyalty.

1:12.6

In his decade-long tenure, first to CIO and now as president and chief strategy and technology

1:17.9

officer, Chipotle's digital sales have skyrocketed from $225 million in 2015, only 5% of total

1:26.1

$4.5 billion in revenue that year, to nearly $4 billion,

1:31.5

topping 35% of 2024's $11.3 billion in revenue.

1:37.3

Today, Chipotle's digital business has become what he calls, quote, a multi-billion dollar growth

1:43.3

engine,

1:46.7

connecting 3,900 restaurants nationwide,

1:49.9

and a rewards program with 20 million active users,

...

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