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Everything is getting more expensive, rent, groceries, insurance.

And because California's excessive ride share insurance

laws attract litigation abused by billboard lawyers, costs are going up for everyone.

Bogus claims and inflated settlements drive up state-required insurance costs, which make up nearly

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From KQED.

From KQED in San Francisco, I'm Alexis Madrigal.

And this week we're celebrating the Bay Area's great musicians by listening back on their live performances on forum.

Today we have a singer who's been one of my favorite musicians for almost 15 years, Merrill Garbus of Tune Yarns.

She's a performer who uses her voice to open up new pathways to even thinking about voices.

She's also a longtime Oakland resident who, like the rest of us, is reckoning with a world that seems to be spinning out of control.

She's coming up next right after this news. Welcome to Forum. I'm Alexis Madrigal. It's Friday.

It's Friday. We're here in the studio with musician Merrill Garbus, who's one half of the Oakland

duo, Toon Yards. They've got a new album out. It's called Better Dreaming.

The latest single, How Big the Rainbow has already become one of my favorite songs. It is the kind of

song, as I've told Merrill already, that you place at the very beginning of a mixtape or find a Spotify

playlist to signal to the listener, listen, I'm not messing around here and I know what I'm

doing. In any case, we're going to listen to some bits from the new album. Merrill's going to

play around with her keyboard and, I don't know, it looks like about 20 pedals down there. And we're

...