This episode includes descriptions of violence and discussion regarding the misgendering of victims.

This is the Fall Line.

She was experiencing the typical issues that most folks in her situation were facing in still face today.

You know, she was having disruption and employment access to good resources.

I mean, you know, if it weren't for her retirement check, I'm not sure that she would not have been on the street at the time that this had then occurred.

Jacksonville, Florida.

It's situated in the northeastern part of the state along the St. John's River.

Jacksonville was and is a military town.

That began with the French invasion of Tumquat territory and then the establishment of Fort Caroline.

Today, the area is home to multiple marine and navy facilities and one of the largest military populations in the United States.

Jacksonville was home to a woman named Terry Ann Summers, too.

She'd spent 22 years in the Navy and had retired as a lieutenant commander.

For years, she'd lived with her spouse and child in the city, but midlife had brought a lot of changes.

In 2001, she was 51 years old and she was separated and on her way to divorce.

She also had a teenage son from her second marriage, but no custody.

In 2001, Terry was living with a roommate in Murray Hill Heights in Jacksonville.

They rented a little place on day avenue.

The house was a split level with a detached garage and a short chain link fence lining the property.

And there was a park only a few hundred yards away.

According to local writer Tim Gilbert, that little park in Jacksonville doesn't have a name.

If you look it up online, pictures show a wide flat expanse dotted with palm trees and evergreens and log posts that mark the property line at regular intervals.

On the night of December 12, 2001, Terry Ann Summers arrived home from work.

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