Hello everyone welcome to the Motley Fool's industry focus financial edition where we try to make jokes about finance and they almost never work.

This week we're going to have a super interesting episode because we're going to be talking about bank earnings, which is everyone's favorite topic, and in order to kick us off, we're going to talk a little bit about how banks work and how to analyze bank earnings.

So banks at their most basic what they do is they borrow money at a lower interest rate than they lend it out.

That's exactly right.

So let's just start, just for brand new investors,

every quarter publicly traded companies

report earnings just to kind of give their shareholders an update on what's going on.

And so the question is, well first, like where do you get that information?

The second part is, you know, what you actually look for when these companies report because some of their earnings

releases are like 60 pages long.

Absolutely.

Especially the big ones, right?

That's exactly right.

I mean because they have so many different, Wells Fargo has something like 90 different business lines and you know you got to

kind of go through each one of those to give your shareholders for your owners, you got to give

them all that information.

Right, and luckily for investors it's really easy to get this information. If you want to And luckily

to get this information. If you want to get the earnings reports, all you have to do is go to the bank's

investor relations site, and it should be right up there at the top

as soon as they publish it.

And then the other part of this that I think some people right up there at the top as soon as they publish it.

And then the other part of this that I think some people maybe don't know about

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