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We have a treat for you guys in the Money Guy family.

We got Graham Steffen join us today for some wild and crazy reacts.

Brian, I am so excited about this because I can't wait to see what the content team has put together for us to react to. Graham, thanks so much for hanging out with us today. Thank you for doing this. I'm an honor to be here. All right, let's dive right in. The idea to become a millionaire is an adopted concept. It's a lazy man's or woman's dream. If you make 400 grand a year, I don't know how you feel good about yourself as a husband and a father. This is why I tell people, never get advice from a millionaire. Because when you go from nothing to a million, the first thing you do is you go into conservation. When you study the most successful people on this planet, they're buying whatever the hell they want. Because spending is not the problem. It is for the middle class. And the reason spending for the middle class is the problem is because they've taken their attention off of income and put it on to a budget. And a budget is a defense position. It does not put points on the board. You cannot save your way to wealth, cannot save your way to freedom. You cannot save your business. You cannot save your brand. The only way to save anything. True prosperity and, and affluence come from expansion and risk-taking, not from saving. See, but Grant is great at marketing. Like, he's targeting that

5% of people where they're going to hear that and be like, he's speaking to me.

What I think is wild is that I could not agree with him more that you absolutely can save your way to wealth.

I mean, we have an entire financial planning business based on folks who have literally saved and invested to wealth. And for him to say that, oh, if you make $400,000, how do you feel good about yourself?

A million is nothing. That's assinine. That's not the real

world. That's not where people actually live. Well, I think that Graham is spot on is that what

Grant is trying to do is stratify to that 5% of the population that wants to that he can sell products to.

Because without a doubt, when you start your journey, you better

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