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The Indicator from Planet Money

Fighting AI with AI

The Indicator from Planet Money

NPR

Business

4.79.2K Ratings

🗓️ 6 October 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

With only several seconds of audio, someone can clone a victim’s voice, call their bank, and potentially get access to … everything. Vocal deepfakes have gotten very good, but so has the technology to fight back. 

This week on The Indicator we're gonna bring you a special series on the evolving business of crime. In this episode, we hear from the company helping banks beat deepfakes, and we learn about the efforts to protect us all from AI voice fraud. 

Related episodes:
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AI creates, transforms and destroys... jobs 

For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.  

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Transcript

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0:00.0

NPR.

0:02.0

So, Wayland, the other day I decided to give our colleague Angel Carreras a little test.

0:17.0

Hello, Darien.

0:20.0

Hey, hey. Sorry, Jeff headphones on. Angel, I need your help with something real quick. What's up? I need your help with something real quick. You sound like AI. Would you be able to go out and buy some gift cards for me? You sound like, I don't have time today. It's a surprise for our colleague. Daryan, I you're not fooling me this is a i if you could

0:38.8

just go out and buy like two hundred dollars in gift cards that it'd be awesome okay actually you've

0:44.4

convinced me where where should i get these uh dare day d a i derian come on quick on your feet darian

0:52.2

angel i have to admit something to you too sloppy sloppy, Gary. This is not my real voice. Who is sloppy? I am a deep fake. Gosh. Angel, I got you. You got nothing. You got nothing. Oh my gosh. Angel was so clever. If you had called me, I would have fallen for it immediately.

1:12.1

Yeah. I would have been like, where do you want the gift cards from? Gap? Do you need a Gap gift card?

1:17.1

No, I know. And so, yeah, depending on the person, depending on the situation, like maybe it'd been

1:22.1

urgent, like a cousin calling from a hospital. This could have really fooled somebody.

1:26.6

Yeah, a lot of people are falling

1:28.5

for these kinds of audio deepfakes. It's like millions of Americans have lost money to a scam call

1:34.1

that uses an AI voice. And the losses from these scams can be in the thousands of dollars.

1:40.3

But it's not all hopeless. Businesses are using AI to fight AI.

1:46.0

This is The Indicator from Planet Money.

1:48.1

I'm Darren Woods.

1:49.3

This week on The Indicator, we're going to bring you a special series on the evolving business of crime.

1:55.3

Today's show, Defending Against AI Voice Clones.

1:58.7

We speak with the company working to ferret out AI deepfakes,

2:02.6

and we learn how banks are fortifying themselves in an age or anyone can sound like anyone else.

2:12.1

Banks are a big target of AI voice fraud. I mean, that's where the money is, literally.

2:17.3

And so if you're a chief

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