This is Motley Fool Answers. I'm Alison Southwick and I'm joined as always by Ombarto Brokamp,

personal finance expert here at the Motley Fool.

Oh, Alberto, wow.

It's the mailback episode for February and we're joined this month by Ron Gross.

Hey, how are you? Great to be here. So good to have you.

So in this week's episode, we're going to answer your questions about IPO warning signs,

about the stock being too damned high, and how to start an investment club. All that and more on this

week's episode of Molly Full Answers. Ron, thank you for joining us. Anything new in your world?

Lots of things going on always. Always lots of fun over. On the investing team, finding new companies for our members and our listening audience.

Well, we're not going to talk to you about any of those companies today because instead we're going to answer your questions. Should we just get into it?

Let's do it.

All right. First question comes from Peter. Hi, Allison. Love the show. Both Motleyful

Answers and the Museum of Fine Art are both abbreviated MFA. Coincidence? I mean, this is a classy

show. Probably not. Ron Gross, wouldn't you agree? This is a classy show. Oh, as classy as it gets.

I've heard, quote, someone on the show, call him Brobert, say that money should be invested

in stocks only if it won't be needed for at least five years.

How does this work?

What if I don't need my money for six years?

Should I invest it in stocks?

But after one year goes by, that means they'll need the money in five years. So by Brobert's rule, it shouldn't be invested in stocks anymore.

Investing for one year only seems really risky.

Well, I'll speak for Robert here.

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