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Lloydsbank by your side.

It all started when I was little.

Christmas Eve.

2004.

That was eight years old.

Santa, is that you?

Footfalls in the staircase echoed through the house,

as I jumped out of bed and ran past the doorframe to catch a glimpse of the man himself.

I waited patiently in the hall just outside of my room.

An outline appeared at the top of the stairs and then slowly made its way to me.

The floorboards struggled to hold its weight as the sound of bending wood ricocheted off the walls

and burrowed into my ears.

Creep, creep, creep.

Once the figure reached me, its form was illuminated.

Baved in the dim moonlight that shone through my bedroom window and leaked out in the hallway.

...