Every Business Needs Credit
Wealthy Way
Ryan Pineda
4.9 • 2.2K Ratings
🗓️ 26 July 2023
⏱️ 10 minutes
🧾️ Download transcript
Summary
Are you living The Wealthy Way? Take my free quiz with the link below and get FREE access to my course the “Wealth Builder Academy” where I go over all the fundamentals of building wealth in all areas of life.
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About Ryan Pineda:
Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue.
Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing.
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Transcript
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| 0:00.0 | And you know, I've had a lot of credit guys on the podcast before and people love it. |
| 0:04.9 | They eat credit up and obviously I'm a big proponent of credit because it's helped me get to where I'm at today. |
| 0:11.2 | You know, I had to max out my credit cards to flip my very first house and you know, |
| 0:15.4 | went 50 Gs in debt to buy that first house and people were like, dude, you're crazy and I'm like, |
| 0:21.1 | I don't think it's that crazy. Like, does someone start my business? |
| 0:24.4 | And so I'm a big proponent of credit and I think just debt is debt, you know, |
| 0:29.2 | I'm taking out mortgages, I'm taking out, you know, he locks him to it. |
| 0:32.9 | Like, it's all the same. You're borrowing money. |
| 0:35.6 | Yeah, I just tell people that isn't for dummies. Yeah. |
| 0:38.6 | Like, it's that isn't for dummies. Make sure that you're educated on what it is you want to debt for. |
| 0:45.0 | Right. Like student loans. |
| 0:48.9 | Right. But like you said, you did a flip. You maxed out your credit card for your first flip. |
| 0:53.4 | Yeah. |
| 0:53.9 | Yeah. |
| 0:55.9 | If it was your first flip, I hope you won. |
| 0:58.9 | I did. Thankfully. |
| 1:00.4 | Because because some people know, right. |
| 1:03.6 | And that's where it ends up bad. Like, and that's why I tell people is that it's |
| 1:07.2 | education before compensation is that you have to make sure that you're properly educated that |
| 1:14.4 | you know what you're investing in when you leverage somebody else's money. |
| 1:18.5 | Yeah. Because it'll put you in a worse position because a lot of people are eager to go in. |
| 1:23.0 | It's like, okay, I got good credit or I can fix my credit and I'll go get $50,000, $100,000 |
... |
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