As companies seek to close growing gaps in skills and talent,

Deloitte US CEO Jason Garzatus believes it's important for organizations to understand their baseline of skills.

There's so many organizations that can't ask and answer the fundamental questions about how much computer science or data management skills do I have or AI development skills in a given domain?

By performing a skills inventory, leaders can truly understand where their efforts should be focused. Being blind to those gaps is the real miss.

Visit deloitte.com to learn how your enterprise can help successfully cultivate talent.

Europe overcomes some but not all divisions in its bid to support Ukraine's war effort,

plus a test for Open AI as it plans to tap investors for up to $100 billion to fund its growth

plans. And attention, American wine buyers, tariffs are about to jack up the price of your favorite old world bottles.

So for the holidays, if you're picking up champagne or kava, just enjoy the prices while you can.

It's Friday, December 19th. I'm Luke Vargas for the Wall Street Journal, and here is the AM edition of What's News.

The top headlines and business stories moving your world today.

EU leaders have agreed to lend Ukraine around $105 billion to help it continue fighting Russia.

It is a vital lifeline. By April, the EU had expected Ukraine to exhaust funds for its budget and

weapons purchases. Now, according to IMF estimates, the loan will cover two-thirds of financing

needs for 2026 and 27. Reaching agreement wasn't easy, though, with leaders notably failing to

agree on tapping a massive pot of frozen Russian assets in order to fund Ukraine.

Much of that money is held in Belgium, where Prime Minister Bark DeVeyver expressed concern about ending up on the hook financially should the loan face successful legal challenge.

Failing to tap Russian assets will shift costs to EU taxpayers and deny Europe further resources for future funding.

But DeVeyver said failing to agree on any loan would have been worse.

Had we left Brussels divided today, Europe would have walked away from geopolitical relevance.

It would have been a total disaster.

And we would have sent a message to the

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