ETFs Rule, Mutual Funds Drool with Ryan Kirlin
Stay Wealthy Retirement Podcast
Taylor Schulte, CFP®
4.7 • 678 Ratings
🗓️ 1 October 2019
⏱️ 45 minutes
🧾️ Download transcript
Summary
Without question, you have heard of Exchange Traded Funds, also commonly referred to as ETFs.
It's a complex topic so I brought in the best person I know to help us break it down, in plain English.
Ryan Kirlin is the Head of Capital Markets for Alpha Architect. He's also a national-caliber rowing athlete and his claim to fame is having been tested at a resting heart rate of 38 while on the U.S. team for rowing. It was the second-lowest resting heart rate recorded by the US team doctors in 40 years!
Today, with Ryan's help, we'll dig into:
- What exactly an ETF is
- How ETFs are different from a mutual fund
- The tax benefits of an ETF versus a mutual fund
- Why their popularity won't be slowing down any time soon
Show Notes & Links: www.youstaywealthy.com/54
DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.
Transcript
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| 0:00.0 | So exchange traded fund. What is it? Well, it's basically a mutual fund. It's more or less structured the same way. It's structured under the same rules by the SEC. But an ETF receives certain exemptions from what makes a mutual fund a mutual fund and what makes an ETF and ETF. |
| 0:19.0 | Welcome to the Stay Wealthy podcast. I'm your host Taylor Schulte. And if you have ever wondered what an ETF is, how it's different from a mutual fund and why they are so popular, today's episode is for you. |
| 0:30.7 | Today I'm joined by Ryan Curlin, ETF expert and head of capital markets for Alpha Architect. |
| 0:36.9 | Ryan is one of the sharpest individuals I know. and he and his team are my go-to experts for |
| 0:41.9 | all things, ETFs. |
| 0:44.0 | I just want to quickly mention one thing before you dive into this conversation. |
| 0:48.3 | It is absolutely critical that you nailed down all the basics of financial planning |
| 0:52.9 | before you start getting concerned about |
| 0:54.8 | the complex world of ETS versus mutual funds versus individual stocks and what the absolute best |
| 1:01.2 | solution might be for you. Make sure that you have a financial plan in place, an emergency |
| 1:06.0 | savings fund intact, all of your retirement accounts are being maxed out for both you and your spouse, |
| 1:11.6 | and you're on pace to reach your goals. If the basics aren't nailed down, your time and |
| 1:17.5 | energy is likely better used, reducing costs, increasing your earnings, and saving more money |
| 1:24.0 | instead of trying to find the best investment solution and trying to navigate |
| 1:28.7 | ETFs versus mutual funds and all this stuff we're talking about today. To learn more about |
| 1:33.3 | Ryan and his firm Alpha Architect and access all the resources mentioned in today's episode, |
| 1:39.6 | head over to you staywealthy.com forward slash 54. |
| 1:49.6 | All right, well, let's not waste any time here. |
| 1:54.3 | I'd like to kick this off with mutual funds versus ETFs. So, Ryan, who do you think comes out ahead in the long run and why? |
| 1:59.7 | Yeah, I'll give you a quote and I'll give you a quick story too. So I read |
| 2:04.2 | the book Anti-Fragile by Nassim Taleb. It has this quote in it. It goes, |
| 2:09.9 | Michelangelo was asked by the Pope about the secret of his genius, particularly how he carved |
... |
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