The retirement and IRA show represents the words and views of the show hosts exclusively and should not be construed as investment legal or tax advice. All information is believed to be from reliable sources. However, we make no representation as to its completeness or accuracy. All economic and performance information is historical in nature and is not indicative of any future results. Any indices mentioned on the show are unmanaged and cannot be invested indirectly. Diversification and asset allocation strategies do not assure profit or protect against loss.

Never make any investment or financial decisions based on information offered on this show without first consulting your financial legal or tax advisor.

Financial planning services offered through Jim Solnior and Associates LLC, a registered investment advisor. Advisor.

This is the retirement and IRA show coming to you from beautiful Northern Colorado.

Join us as certified financial planner Jim Sondier, as well as Colorado State University Finance instructor and certified financial planner Chris Stein, teach you about IRAs,

borrow-en-case, annuities, social security, pension plans, and estate planning in a fun and enjoyable show.

Whether you are listening live in Colorado or streaming from their website or iTunes podcast,

Jim and Chris want you to know that they're available to help you plan for your retirement. Just visit their website at JimHelps.com.

That's Jim H-E-L-P-S dot com and click the Meet the Team button on the homepage. Now here's Jim and Chris

with today's show.

Well, hello and welcome to the Retirement and IRA show EDU edition for this week.

Have kind of a special show, a bit unique, because we don't have a ton of guests that join the show, but in our effort to kind of broaden our horizons here at the show,

we decided to bring on a guest today. I'll introduce her in a moment. I've got Jim with me as well.

We're recording in the office studio this week.

No, I'm in the attic, folks.

Well, I didn't call it the penthouse at least this time, even though it is.

It is the highest point in the building and has its own private bathroom.

No view.

That everybody uses, and I get the pleasure of being right near the door.

They don't use it while you're recording, at least.

No, thankfully.

But yeah, so we've got a special guest today that is an estate planning attorney from,

...