And now, the Grand Napier. Merry Christmas,

every Christmas, everybody. Happy holidays.

Yeah, I'm gonna do a little podcast here on Christmas.

Why not, right?

It will be quick.

I got a couple of things I want to talk about.

And I've got a lot of great questions on crowd questions.

So I'm really happy about that.

I also want to really during this holiday season thank my

sponsors and Roy's umbrella for his loyalty for stepping up right at the

beginning of this endeavor and I can't thank him enough and I

have so much respect for what he and a staff do because they're kind of old-fashioned

the way they do business they want to get to know you.

Home loans, I've used him, I've sent a lot of my friends to him and they always tell me the same thing.

Thank you.

So thank you to Roy and Roy Zumbrella.

And hey if you are needing a home loan or if you want to refi

Whatever the case may be just go to Roy's umbrella right now and really take advantage of these low low rates and get it done now

Because I've been told by Roy and other lenders actually that I've talked to they all say the same thing there's going to be a

backup here soon because people are taking advantage right now of these low low

rates so thank you Roy's umbrella

uh... dot com all right so Christmas

...