Have you ever been caught out by payments you've forgotten about?

Join over 2.5 million customers who are already using the Lloyd's Bank Upcoming Payments tool on our app.

It gives you early sight of regular payments that are due to leave your account in the next 31 days

to avoid any surprises.

It's just one of our many useful tools that can help you stay on top of your money.

To find out more, go to Lloyd'sbank.com forward slash cost of living.

Lloyd's Bank by your side.

The sound of the phone ringing is embedded in my sort of memory of life growing up.

The phone was always ringing and it wasn't just one phone.

At one point we had three lines and my mom tried to keep them separate.

So to speak, one was a business line, one was a personal line, one was the children's phone line.

But of course, if people couldn't get through, these are the days before call waiting.

If people couldn't get through and they were anxious, some of them had access to a personal number

and they'd start calling that one. So yeah, ringing phones.

This is Bridgette Davis.

Her mother, Fanny Davis, was born in Nashville in 1928.

Fanny's grandfather had been born into slavery there

and her father owned a successful plastering business in the early part of the 20th century.

And that enabled him to buy property.

And so he was both a businessman and a property owner.

And so my mom witnessed his entrepreneurial spirit and was highly, highly influenced by him.

She really admired her, her father's life.

...