Ep 499 - Best Stocks & Shares ISAs in 2025, EV tax trick & Double-dipping warning

The Money To The Masses Podcast

Damien Fahy

Education, Self-improvement

4.8 • 589 Ratings

🗓️ 30 March 2025

⏱️ 21 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

On this week's show I reveal the best stocks & shares ISAs in 2025, providing a comprehensive review of the leading investment platforms and trading apps in the UK. I analyse the cheapest managed and self-invested ISAs and provide details on how to get the best cashback and fee-free deals when signing up. I also look at recent performance and how the various platforms compare before revealing which platforms pay the most interest on uninvested cash. Next, I provide a quick tip for electric vehicle owners on how to save up to £195 in car tax. Finally, I explain how you could end up paying more for your insurance, even if you choose to pay annually, if you click the wrong button when applying online.

Leave us a voice note via Whatsapp for our 500th show - 0208 163 3629

This show is sponsored by ⁠⁠⁠PensionBee⁠⁠⁠ the UK's leading online pension provider. It can help you transfer most old pensions together into one new online plan, so you'll know exactly how much you've saved and where to find it. If you are looking for a low-cost, hassle-free way to consolidate your pension pot (excluding final salary pensions), then PensionBee is worth considering. When you transfer your pensions, you can pick from a range of purpose-built pension plans, and if you want to contribute more to your pension, you can do that too. You can sign up to PensionBee in minutes using just the names of old employers or pension providers. Capital at risk.

Watch the whole show on YouTube ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠:

Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠on the MTTM website to see the full list of resources from this week's show.

00:00 - Introduction02:55 - Best Stocks and Shares ISA offers for 202504:20 - Stocks and Shares ISAs fees explained05:20 - Best managed Stocks and Shares ISAs in 202507:07 - Stocks and Shares ISA performance 2020 to 202409:00 - Best self-managed (self-invested) Stocks and Shares ISAs in 202512:12 - Best Stocks and Shares ISAs for Trading in 202513:50 - Best Stocks and Shares ISAs for paying interest on uninvested cash in 202514:57 - Summary - Which is the Best Stocks and Shares ISA in 2025?16:29 - Be careful of 'double-dipping' when buying car insurance online18:20 - Renew your EV car tax before 1st April 2025 and you could save up to £195!

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You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.

Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.

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Transcript

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0:00.0	I'd just like to say a quick thank you to our podcast sponsor, Pension B, the UK's leading online pension provider.
0:06.4	Pension B can help you transfer most old pensions together into one new online plan,
0:11.4	so you'll know exactly how much you've saved and where to find it.
0:15.6	If you are looking for a low-cost hassle-free way to consolidate your pension pots excluding final salary pensions, then
0:21.5	pension B is worth considering. When you transfer your pensions, you can pick from a range of
0:26.7	purpose-built pension plans, and if you want to contribute more to your pension, you can do that
0:30.9	too. A combination of investment fund, performance, low-costs and excellent customer service
0:35.7	have clearly been integral in Pension
0:37.6	B gaining over 265,000 customers, over £6 billion in assets and an excellent rating on
0:44.2	TrustPilot.
0:45.0	You can sign up in minutes with the names of old employers or providers.
0:48.5	As always with investments, your capital is at risk.
0:51.5	Hello and welcome to episode 499 of the Money to the Massive podcast
0:55.9	with your resident expert as ever me, Damien Faye,
0:59.7	but unfortunately no Andy Nick.
1:02.3	So Andy is unwelled this week and I forced him to take time off
1:06.9	because I think he's got the flu and we need him for the 500th episode next week.
1:12.5	So moving straight on with what's on the podcast this week. Well, we've got three pieces,
1:16.7	a big piece on the cheapest or best stocks and shares, ISA for 2025. So we've done a whole review.
1:24.5	We've looked at all the details of all the platforms out there, costs, etc.
1:28.4	And we've analysed them. So I'm going to bring that to you on the podcast this week.
1:32.3	I'm also going to give you a quick tip about EV. So if you've got the electric vehicle,
	...

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