Ep 497 - Best ways to boost your pension & Little-known credit card eligibility tip
The Money To The Masses Podcast
Damien Fahy
4.8 • 589 Ratings
🗓️ 9 March 2025
⏱️ 33 minutes
🧾️ Download transcript
Summary
On this week's show Damien explains more than 20 ways to boost your pension pot. Damien also discusses why time is running out for some people aged between 40 and 73 who could boost their state pension by paying voluntary National Insurance contributions. Finally, Andy reveals a little-known tip when checking your eligibility for a credit card offer.
This show is sponsored by PensionBee the UK's leading online pension provider. It can help you transfer most old pensions together into one new online plan, so you'll know exactly how much you've saved and where to find it. If you are looking for a low-cost, hassle-free way to consolidate your pension pot (excluding final salary pensions), then PensionBee is worth considering. When you transfer your pensions, you can pick from a range of purpose-built pension plans, and if you want to contribute more to your pension, you can do that too. You can sign up to PensionBee in minutes using just the names of old employers or pension providers. Capital at risk.
Watch the whole show on YouTube here:
Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.
00:00 - MTTM Podcast Episode 49704:01 - Deadline for National Insurance Contributions07:53 - Ways to Boost your Pension 28:09 - Credit Card Eligibility Tip
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Links referred to in the podcast:
- Check your state pension forecast
- DWP callback request form
- How to earn National Insurance credits
- NI top-up deadline extended
- How to fill gaps in your national insurance record
- Moneyhelper pension calculator
- What is auto-enrolment?
- Salary sacrifice explained
- Pension tracing service
- Free pension review with Unbiased
- Compare annuities
- The best pension income in retirement
- Pension carry forward rules
- Take out a free trial of 80 20 investor
Transcript
Click on a timestamp to play from that location
| 0:00.0 | I'd just like to say a quick thank you to our podcast sponsor, Pension B, the UK's leading online pension provider. |
| 0:06.4 | Pension B can help you transfer most old pensions together into one new online plan, |
| 0:11.4 | so you'll know exactly how much you've saved and where to find it. |
| 0:15.6 | If you are looking for a low-cost hassle-free way to consolidate your pension pots excluding final salary pensions, then |
| 0:21.5 | pension B is worth considering. When you transfer your pensions, you can pick from a range of |
| 0:26.7 | purpose-built pension plans, and if you want to contribute more to your pension, you can do that |
| 0:30.9 | too. A combination of investment fund, performance, low costs and excellent customer service |
| 0:35.7 | have clearly been integral in Pension |
| 0:37.6 | B gaining over 265,000 customers, over £6 billion in assets and an excellent rating on |
| 0:44.2 | Trust Pilot. |
| 0:45.0 | You can sign up in minutes with the names of old employers or providers. |
| 0:48.5 | As always with investments, your capital is at risk. |
| 0:51.5 | Hello and welcome to episode 497 of the Money to the Masses podcast with your resident expert, |
| 0:57.3 | as always Damien Faye and me, Andy Lakes. |
| 0:59.4 | Damien, how are you doing? |
| 1:00.6 | I'm excited, Andy, for a couple of reasons, but one of them is just crept up on us that we're |
| 1:06.9 | very nearly at our 500th episode. |
| 1:10.0 | So do keep in touch with our social media posts in the coming |
| 1:14.9 | weeks we are going to be doing something for our 500th episode which will be slightly different |
| 1:19.4 | and I think people will be interested we might even mix in a bit of a meetup with our 500th |
| 1:25.4 | episodes which would be great because we've not done one for such a long time so |
| 1:29.9 | do look out for more information on that but the other thing andy we well we went viral this week |
... |
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