Please note that this episode deals with difficult conversations and thoughts of suicide.

If you're having suicidal thoughts, help is available. You can call the National Suicide Prevention

Lifeline at 1-800-273-TALK. You can also reach out to the Crisis Text Line, text the word hello

to 741-741. You are not alone, and there is always hope for you.

There were times that I was just, I was given up because I want to pay my student loans.

And there was a really pretty place called Sunset Clips in San Diego.

And I loved the beach in the ocean, so I would drive out there to calm myself.

But I really just wanted to drive off the cliff and be done with it.

Because I was worth more dance and I was alive.

From Ramsey Network, I'm George Campbell, and this is Barrowed Future.

A podcast series exploring the $1.6 trillion student loan debt crisis and the impact it's

having on real people. In this episode, we explore the burden that college debt has put on people's

lives and expose the predatory nature of the student loan industry. You just heard part of a

heartbreaking story from Terry, a 47-year-old woman who has been dealing with the weight of student

loans for over 24 years. To say her life has been altered and delayed due to her student loans

is an understatement. Here's more of our conversation.

So let's start here. Take me back to the moment when you took out student loans. What was going on

in your life? I was on my 30th year college. They had cut off all my grants and so I had no

financial aid to be able to pay for it. I was already working two jobs at that point going to

school full-time. So they offered me the student loans. She said that the only way I would be

able to stay in college. And since I had no money, I was like, okay, when she was telling me about

the student loans, it made it sound like it was very simple. You know, you don't have to pay it back

...