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You're Welcome with Hilary Rushford

Ep 30: How to Save Money for the Holidays + to Grow Your Business

You're Welcome with Hilary Rushford

Hilary Rushford

Fashion & Beauty, Entrepreneurship, Business, Arts

4.9 • 1.2K Ratings

🗓️ 30 October 2019

⏱️ 54 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Want to make a dream happen in 2020? Every January I hear people don’t have the money to make the choices they want in their life. This year, let’s prep ourselves to not overspend this holiday season, but actually save, to say yes to what we want most in the new year.

Here’s our list of ideas, and we’d love to hear yours if you’ll chime in on this post @HilaryRushford!

Ways to Save Money

CLOTHING + STYLE

  1. Repurpose clothes
  2. Confidence to rewear
  3. Borrow/swap
  4. Identify the true holes for buying
  5. Shopping freeze

HOLIDAYS

  1. Use gift certificates
  2. Set a dollar amount on holiday gifts or draw names
  3. Don’t purchase any new holiday decor
  4. Avoid Black Friday
  5. Invite friends over instead of going out
  6. Simplify your holiday party
  7. Credit card points that can be redeemed
  8. Go in on a gift with another friend
  9. Electronic holiday card instead of printed ones
  10. Shop your home

RECURRING CHARGES

  1. Reconcile your budget for recurring charges you aren’t using
  2. Swap gym membership for free YouTube videos
  3. Cancel landline, cable TV, only use cell phone + Netflix
  4. Limit TV subscriptions
  5. Any bills can you re-negotiate for a better rate?
  6. Turn heat down a few notches to save on gas bill

FOOD

  1. Limit how often you eat out
  2. Consider eating less meat and more vegetarian meals
  3. Switch to credit card that accumulates points for groceries

MISC

  1. Carpool to save gas or opt for plans where you can walk if possible
  2. Organize your closets/cupboards
  3. Swap babysitting/pet sitting with friends

Ways to Make Money

IF YOU DON’T OWN A BUSINESS

  1. Deliver fast food orders for a service, or drive Uber
  2. Sell stuff around your house
  3. Share in any groups you’re in that you’re looking to pick-up holiday work
  4. Write blog posts/articles for online writing services like TextBroker
  5. Find extra contract work on Upwork, Craigslist or Fiverr
  6. Find side gigs on TaskRabbit
  7. Submit profile on babysitter sites like Care to find work on nights or weekends
  8. Sell your baking on local Facebook groups
  9. Do you have a craft you can sell?

IF YOU OWN A BUSINESS

  1. Offer a holiday discount, 2-for-1 deal, referral discount, or discount for buying another as a gift for a friend
  2. Offer a new service, product, or course at a beta rate
  3. Look for under tapped audiences
  4. Consider other businesses that would be good partners for making referrals who you pay a commission
  5. Look for other businesses you believe in to make referrals and be paid a commission
  6. Do a pre-sale to raise funds before purchasing/making the inventory/product

What are your helpful money saving or making tips? Bless us and read from others on this post @HilaryRushford.

Is there a topic you want to discuss to have a more intentional 2020? Leave a voice memo at HilaryRushford.com/podvip.

Transcript

Click on a timestamp to play from that location

0:00.0

Don't get your budgy smugglers in a bunch.

0:02.6

You're welcome.

0:07.6

What was that?

0:08.8

You're welcome.

0:10.0

With Hillary Rushford.

0:11.3

Say it again.

0:12.3

You're welcome.

0:13.8

In advance.

0:16.6

Hello my dears, today we are going to talk about money.

0:20.5

And there's a couple reasons I want to talk about this and in this way.

0:25.0

So number one, it's said the average American household doesn't have $400 for emergency expenses.

0:32.0

So a small amount of money can be really powerful in our

0:35.3

lives. And number two, one study which admittedly there aren't a lot of studies I've

0:40.3

been able to find on this topic over the years as I've researched it, but it's

0:43.8

said that the average American woman spends almost $2,000 a year on clothes and

0:49.7

doesn't wear over half her closet.

0:52.6

So whenever I talk about the Pareto principle,

0:55.2

the idea that we wear 20% of our clothes, 80% of the time,

0:59.2

people always say, wow, yeah, that's me.

1:02.1

So if you've spent $2,000 in a year, even if you're like,

1:06.8

ah, Hillary, I must spend way less than that. Okay, well let's add that up over the

1:10.8

last five years and then let's say you aren't really wearing

...

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