I think that the holidays feel like frozen noses. I love walking with the dog for long periods of time.

Hopefully it's snowing and you've got to wrap up warm. So I think a frozen nose is

then sweaty armpits because like you're wrapped up so warm but then you're climbing hamps

and heath and you get to the top and you're like and then you can see the breath

but then your nose is still freezing to touch.

Joy in every sip with red cups now back at Starbucks.

Hey hey Vafam it's Mandra here. Thank you so much for continuing to rock with us. I know that

it's been a different kind of show these past few weeks as we're giving our beloved Tiffany

the time that she needs to heal. Thank you again for your continued support. I have to say though

this episode has been I guess seven years in the making. Tanya Rappley is the millennial

money expert and creator of the award winning site My Fab Finance and for those of you who may not

know you're going to find out on today's show some OG financial fin fluencer history when it comes

to Tanya Tiffany and a group called the frugal fab five. I didn't even know of this story but

Tanya joins the show today not just to catch up on what she's been up to the past seven years

since launching her business back in 2014 but also how she was able to finally hit her first

million dollar year of business. Yes I was so inspired by my conversation with Tanya especially

when we started talking about a subject that I really had an anticipated real estate. You know as

an entrepreneur I sort of assumed that as soon as I launched my own business getting a traditional

mortgage was just something that was either going to be a huge massive headache or even just be

not possible for me but Tanya is proving that even though she runs her own business and by the way

her husband is also self employed they are launching the very beginnings of what will soon become

I'm sure based on Tanya and how she's always killing the game. A mini real estate empire they just

...