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All right clay today we are talking about the 10 characteristics of a self-made millionaire.

You are a self-made millionaire.

So we were all thinking of, if can do it other people can too right?

Yeah. It's not it's not as hard as we're led to believe.

Now I want to make sure we're clear on this because I think a lot of people have

fallacies about this. To become a millionaire, it means if you take all your assets and you

add them up together that your total net worth would be a million dollars. A lot of people define a millionaire as being someone who makes a million dollars a year or who has a million dollars of cash.

And I want to make sure everybody's clear on this. If you had a million dollars of cash, you would now have $400,000 of cash because after taxation, you would lose it all.

So I want to make sure your goal here would be to have a million dollars of net worth

That would be the that would be the goal here and I think a lot of people are trying to get a million dollars of cash and I'm telling you every time you put a dollar in your bank you have to pay taxes on that.

So you really would have to be a have two million dollars to have a million.

So I think it's important that we all think about this from the very beginning.

To be a millionaire that means you have a million dollar net worth.

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