Employee Stock Purchase Plans and AI Travel Planning

NerdWallet's Smart Money Podcast

NerdWallet Personal Finance

Business, Education, Investing, How To

4.2 • 665 Ratings

🗓️ 28 August 2023

⏱️ 30 minutes

🔗️ Recording | iTunes | RSS

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Summary

Explore how AI can help with personalized travel planning, then learn about Employee Stock Purchase Plans (ESPPs). 01:08 This Week in Your Money: Travel Nerd Sam Kemmis discusses the surprising benefits of using artificial intelligence for personalized travel planning. He joins hosts Sean Pyles and Liz Weston to share his experiences with AI tools like Google's Bard and ChatGPT, including tips for guiding AI and validating creative suggestions before committing to a travel itinerary. The Nerds also explore the pros and cons of “mystery travel,” where travelers embark on journeys without a concrete itinerary in order to embrace spontaneity and adventure. 17:38 Today’s Money Question: Investing Nerd Andy Rosen joins Sean and Liz to help answer a listener’s question about whether he should participate in his company’s employee stock purchase plan, also known as an ESPP. He explains what an ESPP is, why it benefits companies to offer one, and tactics for employees to assess whether they should participate in one. The Nerds also talk about the risks involved with participating in an ESPP, how to plan for related taxes, and potential limitations on when employees can trade their stock. In their conversation, the Nerds discuss: artificial intelligence in travel planning, personalized travel recommendations, AI chatbots, Google Bard, ChatGPT, employee stock purchase plans (ESPPs), financial planning, diversifying investments, travel planning tools, mystery travel, investment strategies, and ESPP tax implications. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Prime Video brings thrilling entertainment.
0:03.0	Watch Heavyweight Detective Breacher, Season 3 included with Prime.
0:07.0	Exactly how much danger is this job putting me in.
0:10.0	Treat yourself to the lovably chaotic Bridget Jones mad about the boy available to buy.
0:15.0	Did you have sex? Did you have sex?
0:17.0	Did you have sex last night?
0:19.0	Yes! And it was amazing!
0:22.6	Whatever you're into, it's right here.
0:25.6	Prime Video.
0:26.6	Click or tap the banner to find out more.
0:29.6	Buying your company's stock at a discount can be a nice way to turn a quick profit,
0:34.6	but can it also leave you overexposed to a single company's stock?
0:39.8	In this episode, we'll talk about whether you can have too much of a good thing.
1:02.3	Welcome to Nerd Wallet's Smart Money Podcast, where you send us your money questions and we answer them with the help of our genius nerds.
1:03.1	I'm Sean Piles.
1:04.3	And I'm Liz Weston.
1:08.0	Listener, tell us, what do you want help with financially?
1:11.4	Maybe you're sorting through your student loan repayment options or wondering how to earn your new travel credit cards sign a bonus. Whatever your question,
1:16.8	send it our way. Try recording a voice memo on your phone and emailing it to podcast at nerdwollet.com
1:22.8	or leave us a straight-up voicemail on the Nerd Hotline at 901-7306373.
1:28.3	That's 901-730 N-E-R-D.
1:32.3	We accept emails and texts too, of course, but we really want to hear your voices.
	...

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