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How to Money

Elevating the Everyday and Paying Off 200k with Kiersten and Julien Saunders #086

How to Money

iHeartPodcasts

Investing, Education, Business

4.63.2K Ratings

🗓️ 13 May 2019

⏱️ 62 minutes

🧾️ Download transcript

Summary

Is it possible to pay down $200,000 of debt while living in a big city, and still find enjoyment in everyday life? Yes! In this episode we’re lucky enough to sit down with Kiersten and Julien Saunders who blog at RichAndRegular.com where they document their journey to financial independence. During this episode we hear from Kiersten and Julien about the unique struggles of African Americans in the corporate world, how they stayed motivated to pay down debt, their approach to effective budgeting, and how Julien’s background as a professional chef keeps their monthly expenses down.

During this episode we all shared a beer- The Last Blockbuster by 10 Barrel Brewing which you can find on Untappd. A huge thanks to our friend Scott out in Bend, Or for donating this beer to the show! And it’s incredibly appropriate that he sent this one to us as he just finished up his documentary on financial independence titled Playing With Fire, be sure to check it out as the Saunders are featured! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you.

Best friends out!

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Transcript

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0:00.0

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breathes into the Bridgerton prequel, listen to the Leap's executive producer and

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series director Tom Verica took to capture the feeling that puts that lump in your throat.

0:17.5

And you've got to catch creator Shonda Rhymes. She's dropping gems, diamonds, and mics.

0:24.0

You can listen to Queen Charlotte, the official podcast every Thursday on the iHeart Radio app, Apple podcasts, or any where you listen to your favorite shows.

0:33.0

What do a flirtatious gambling double agent in World War Two? An opera singer who burned down an

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honorary to Kidnap her lover and a pirate queen who walked free with all of her

0:45.6

spoils, have in common. They're all real women who were left out of your history books.

0:52.6

You can hear these stories and more on the Womanica podcast. Check it out on the iHeart Radio app, Apple podcasts, or wherever you listen.

1:15.6

Welcome to How To Money. I'm Joel and I am Matt and today we're talking with Julian and Kirsten from Rich and Regular.

1:45.6

That's right Joel Rich and Regular is the blog of Julian and Kirsten who are documenting their journey towards financial independence.

2:06.6

Their mission is to peel back the curtain and provide an honest, informative and relevant take on ways you can improve your life through mastering personal finance.

2:14.6

They have found ways to pay down massive amounts of debt and then continue to funnel those payments straight into investments and so I'm excited that they live here in Atlanta.

2:23.6

So we have the opportunity to sit down with them in person and for them to share their story with us we'll talk with them here in a minute but let's quickly mention what beer we're going to have today on the episode.

2:32.6

Today on the show we're drinking the last blockbuster by Ten Barrel Brewing Company and so there literally is a last blockbuster in the United States in Bend, Oregon and our mutual friend here Scott Rick and sent us this beer.

2:43.6

So Julian and Kirsten, welcome to the show.

2:46.6

Thank you so much. We're so excited to be here.

2:48.6

I'll be here.

2:49.6

So we all know Scott and that's because Scott has shot a documentary about the financial independence movement and you guys were featured in it and so yeah really cool that we can have a beer that Scott sent us on the show today.

3:00.6

Yeah, I am taking mental notes because Scott did not send me a beer.

3:04.6

Oh, I look forward to having my conversation with him.

3:07.6

Yeah, he's in big trouble now.

...

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