Ego-Maniac Thinks She Can Manifest Problems Away | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.6 • 633 Ratings

🗓️ 3 January 2025

⏱️ 91 minutes

🔗️ Recording | iTunes | RSS

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Summary

She's always "messing around", sleeping with personal trainers and finding men on TikTok to "mess around" with... the tea is piping hot, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off* Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms & Conditions Apply Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER Stop wasting time and start creating with Crayo! https://crayo.ai/?ref=HAMMER Enter my code HAMMER at checkout for 20% off! Only the first 100 people who use my link get the deal, so move fast!! ▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶EDUCATION: 1) *EOY* *SALE* Bundle my budgeting, debt + investing program for *33%* *off* : https://calebhammer.com/classpack/ *33%* *off* 2) *EOY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off* 3) *EOY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off* 4) *EOY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off* 5) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today! 7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	To watch episodes of Financial Audit a week earlier, check us out on YouTube.
0:03.3	They're not manifesting closings of houses. Why can't I manifest closings of houses? That's not guaranteed. It is in my mind. Are you able to comprehend what you literally just said? Technically, I don't spend out of my bank account. I only spend on credit cards. You understand you have to pay the credit cards. Honestly, I just like to spend money. I don't want to be in debt forever so I don't look at my numbers. What the f f-you-talking about? All of our education is bundled together for 15% off. With a 30-day money-back guarantee, go to Calebhammer.com slash bundle. Or click the link in the description or pin comment below. Hi, my name's Rebecca. I'm 30 years old.
0:38.1	I'm from Zanesville, Ohio and this is a financial audit. Is it cheap to live in Zanesville, Ohio?
0:47.2	Uh, somewhat. Okay, because I want to get to know you first a little bit more, but I mean, I just can't help but notice that in terms of income and spending, spending's over income, yet for some reason, even with high debt, high spending, you literally have two houses.
1:08.1	I rent one of them, so I don't.
1:09.6	You rent one of them and yet you're still under. Okay. So, Zanesville. It's a cheap to get a house in Zanesville? Do you rent it in Zanesville? Because that was a concern. I rent one in Zanesville and I live in one in Zanesville. Okay. And I shop a lot and I spend. Well, that's probably why we're in it. Okay.
1:25.1	I like to buy new stuff for my houses. Houses, the ones that you rent out? Yeah. Okay. Well, let's get to know each other a little first. I just had to know that about Zanesville because seeing someone with two houses, even if one's rented, that should be even more of a reason for us to have more coming in than going out, but you have more going out.
1:26.8	So I just had to know about Zanesville.
1:44.3	Well, I don't charge the people who live in that house a lot to live there. They pretty much just pay the mortgage. So it's not like it's an actual income. Okay. Okay. We'll talk about that. We'll talk about that. What do you do in Zanesville for a living? I'm a realtor. Uh-huh. Yeah. Right.
2:01.4	So how much do you make? Um, zero unless I sell a house. No shit. How much do you
2:09.3	normally make? Um, I make around four to $10,000 a month. Average. Come on. Average it out. Take your,
2:17.1	okay, what did you make this last 12 months? 12 months. I make 50,000 a month. Average. Come on. Average it out. Take your, okay. What did you make this last 12 months? 12 months. I make 50,000 a year. Okay. It's different. I don't know. Some months I will have a lot. Some months I won't have anything. Yeah, but that equals more out to like $4,200 a month. Well, you said average five. Well, now I'm bartending a little bit. So. Because there wasn't enough coming in? Yeah, kind of. Dang. Okay, how long have you been a realtor? A year and a half. What were you doing before that? Because you're 30, so you've been doing something. Bartending.
2:52.2	I job hop a lot.
2:53.2	Did you go to college?
2:55.9	Dropped out.
2:57.0	Yeah, me too.
2:57.8	It's okay.
3:02.1	So just like the odd jobs and service-based jobs?
3:04.8	So I've been in pharmacies.
3:06.1	I've been in hospitals.
3:08.7	I've been in management positions. I mean, everything. I've done.
3:11.1	Doctor. No, I'm mostly serving.
	...

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