4.8 • 7.8K Ratings
🗓️ 30 September 2025
⏱️ 9 minutes
🧾️ Download transcript
A full-time college student balancing multiple jobs just to keep up — but he’s not just focused on surviving. He’s thinking about thriving. With goals of growing his income and building a secure future, Jaiden wants to apply for a credit card — but like so many others, he’s unsure how to use it the right way.
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| 0:00.0 | When news broke earlier this year that baby KJ, a newborn in Philadelphia, had successfully received the world's first personalized gene editing treatment, it represented a milestone for both researchers and patients. |
| 0:10.9 | But there's a gripping tale of discovery behind this accomplishment and its creators. |
| 0:15.0 | I'm Evan Ratliff, and together with biographer Walter Isaacson, we're delving into the story of Nobel Prize winner Jennifer Doudna, the woman |
| 0:21.0 | who's helped change the trajectory of humanity. Listen to Aunt CRISPR, the story of Jennifer |
| 0:25.6 | Dowdna with Walter Isaacson on the IHeart Radio app, Apple Podcasts, or wherever you get your |
| 0:29.8 | podcasts. How often do you think about credit? You know, you got me. The why me. The why, the how, the pitfalls, the benefits. |
| 0:39.3 | I'm Troy Millings, and together with my partner Rashad Bilal, we have been financial educators |
| 0:44.3 | under the Earn Your Leisure banner. |
| 0:46.3 | What's up, man? |
| 0:47.3 | And in this series, we've partnered with Chase Freedom Rise to talk to the next generation |
| 0:52.3 | about credit, confidence, and specific steps to building something real. |
| 0:57.7 | This is Foundation Forward. |
| 0:59.6 | Episode 2. |
| 1:01.8 | When is it time to start your credit journey? |
| 1:08.0 | My name is Jaden Wilson. |
| 1:09.9 | I live in Santa Barbara, California. |
| 1:11.6 | It's a really beautiful day today. |
| 1:13.6 | I am studying economics. |
| 1:15.6 | I have my real estate license. |
| 1:16.6 | I have an IT internship, and I work at a local restaurant. |
| 1:20.6 | I've seen my parents, you know, they're definitely a big inspiration for me on why I work so hard. |
| 1:25.6 | You know, see my dad, like, do his job and just see how |
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