Don’t Believe the Lies – YOU Are the Hero of Your Story!

The Ramsey Show

Ramsey Network

Investing, Self-improvement, Education, Business

4.5 • 38.5K Ratings

🗓️ 16 October 2023

⏱️ 118 minutes

🔗️ Recording | iTunes | RSS

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Summary

Dave Ramsey & George Kamel answer your questions and discuss: "I have a baby on the way with no money," Prioritizing expenses when you're broke, "Should I finance boat and live in it?" "Should I change careers in Baby Step 2?" "How can we cash flow a new build?" "How do we have a wedding in Baby Step 2?" "Cash out my retirement to pay off debt?" "Invest for retirement or pay off the house?" "Should I invest as a stay-at-home mom?" "Should I make my kids pay off their own student loans?" "How do you plan for retirement at a young age?" "Should I buy my ex-wife out of the house?" "Should we sell our home to pay off debt?" "Should we take over a local business?" "Confronting a controlling mother-in-law," "Relocate our family for better school options?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Churchill Mortgage Balance of Nature DreamCloud Zander Insurance BetterHelp Neighborly Want a plan for your money? Find out where to start: Click Here Find a Ramsey Trusted Real Estate Agent: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Music
0:28.0	Live from the headquarters of Ramsey Solutions, it's the Ramsey Show.
0:33.0	We help people build wealth, who work, that they love, and create actual, amazing relationships.
0:43.0	Open phones here at AAA 825-225 George Campbell Ramsey Personality.
0:49.0	Most of the George Campbell show on YouTube, that's a camel with a cape, very popular show.
0:54.0	As well as, of course, the smart money happy hour co-host with Rachel Cruz.
0:58.0	These are my co-host today. Open phones here at AAA 825-225.
1:04.0	Kathy starts this hour off in Indianapolis.
1:07.0	Hi Kathy, welcome to the Ramsey Show.
1:09.0	Hi guys, how are you today?
1:11.0	Better than we deserve. What's up in your world?
1:14.0	Oh, I'm trying to get there on your level.
1:19.0	I am calling today to ask you guys kind of what you think my next steps might be.
1:25.0	I've gotten myself into quite the mess.
1:28.0	I have followed all of the rules of never opening your credit card in my life.
1:32.0	I'm 27 and I've made it this far without one.
1:35.0	And I've kind of gotten to a point where I am desperate enough that I have been riding the line of wanting to open one this week
1:44.0	because of all of my debt problems that I'm having.
1:47.0	Yeah, the problems are always solved by more debt. What do you mean?
1:51.0	So, I've kind of gotten myself into a predicament with bills that are owed and my shovel is not nearly big enough
2:01.0	and I feel like I'm running myself into the ground trying to do side hustles and I just graduated in June and started as a hair stylist.
2:13.0	And the money is just not there. Like I thought it was going to be and I know you kind of have to get clientele and build up your marketing and all that stuff.
	...

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