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The Ramsey Show

Don’t Believe the Lies – YOU Are the Hero of Your Story!

The Ramsey Show

Ramsey Network

Investing, Self-improvement, Education, Business

4.538.5K Ratings

🗓️ 16 October 2023

⏱️ 118 minutes

🧾️ Download transcript

Summary

Dave Ramsey & George Kamel answer your questions and discuss: "I have a baby on the way with no money," Prioritizing expenses when you're broke, "Should I finance boat and live in it?" "Should I change careers in Baby Step 2?" "How can we cash flow a new build?" "How do we have a wedding in Baby Step 2?" "Cash out my retirement to pay off debt?" "Invest for retirement or pay off the house?" "Should I invest as a stay-at-home mom?" "Should I make my kids pay off their own student loans?" "How do you plan for retirement at a young age?" "Should I buy my ex-wife out of the house?" "Should we sell our home to pay off debt?" "Should we take over a local business?" "Confronting a controlling mother-in-law," "Relocate our family for better school options?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Churchill Mortgage Balance of Nature DreamCloud Zander Insurance BetterHelp Neighborly Want a plan for your money? Find out where to start: Click Here Find a Ramsey Trusted Real Estate Agent: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

Music

0:28.0

Live from the headquarters of Ramsey Solutions, it's the Ramsey Show.

0:33.0

We help people build wealth, who work, that they love, and create actual, amazing relationships.

0:43.0

Open phones here at AAA 825-225 George Campbell Ramsey Personality.

0:49.0

Most of the George Campbell show on YouTube, that's a camel with a cape, very popular show.

0:54.0

As well as, of course, the smart money happy hour co-host with Rachel Cruz.

0:58.0

These are my co-host today. Open phones here at AAA 825-225.

1:04.0

Kathy starts this hour off in Indianapolis.

1:07.0

Hi Kathy, welcome to the Ramsey Show.

1:09.0

Hi guys, how are you today?

1:11.0

Better than we deserve. What's up in your world?

1:14.0

Oh, I'm trying to get there on your level.

1:19.0

I am calling today to ask you guys kind of what you think my next steps might be.

1:25.0

I've gotten myself into quite the mess.

1:28.0

I have followed all of the rules of never opening your credit card in my life.

1:32.0

I'm 27 and I've made it this far without one.

1:35.0

And I've kind of gotten to a point where I am desperate enough that I have been riding the line of wanting to open one this week

1:44.0

because of all of my debt problems that I'm having.

1:47.0

Yeah, the problems are always solved by more debt. What do you mean?

1:51.0

So, I've kind of gotten myself into a predicament with bills that are owed and my shovel is not nearly big enough

2:01.0

and I feel like I'm running myself into the ground trying to do side hustles and I just graduated in June and started as a hair stylist.

2:13.0

And the money is just not there. Like I thought it was going to be and I know you kind of have to get clientele and build up your marketing and all that stuff.

...

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