Peter is with us in Canada. Hi, Peter. Welcome to the Ramsey Show.

Hi, thanks for taking my call. Sure. What's up?

So I'm currently entering my third year of university. I'm married. Me and my wife have been very financially independent. We're

both in school. We're both foresee being able to pay off for our school just through hard-earned

cash while doing summer jobs. Wonderful. But we've been doing them. We've been kind of realizing

that the student loan rate in Canada, we don't have interest on our student loans and we don't start paying until six months after graduate.

And so we were wondering, I were thinking about maximizing out the student loans we can take out and putting it aside in a separate high

interest savings account maybe even in the invest into some short-term bonds and then when we

graduate take all that money out pay off our student loans in full and then you know keep

the keep the money that we made from the interest.

My question is, I know that you're very adamant about staying out of debt if possible.

I'm just very adamant about staying out of debt, not if possible.

I'm just adamant about staying out of debt, period.

Right.

But let's go ahead.

How much are you talking about doing?

How much money?

Me, so about $15,000 a year for me and my wife, so that's about $30,000 each.

So $60,000?

So we have.

Yeah.

Okay.

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