Hello, friends. This is Tyler Gardner, welcoming you to another episode of your Money Guide on the Side,

where it is my job to simplify what seems complex, add nuance to what seems simple, and learn from

and alongside some of the brightest minds in money, finance, and investing. So let's get started and get you

one step closer to where you need to be. Somehow it seems as if every four years people lose their minds all over again.

Understandable, politics are heavy and elections are ripe with visceral responses from all sides of the literal and metaphorical aisle.

Regardless of who's running, who's winning, or who's ultimately

holding office, someone, somewhere, always thinks the economy is about to implode. And as we know,

this emotional response to potential economic and market volatility transcends political elections.

I challenge myself daily just for fun to see exactly how long it takes me to find a reason,

any reason, to justify not getting involved in the stock market. And it should come as no surprise

that I usually find that reason within about 17 seconds of checking any media once I wake up.

I will not be unpacking the fact that negative news sells. But in case for some reason this is the first you're hearing it, just remember, negative news makes way more money than positive news always.

And because there's always going to be a reason not to invest, it is both understandable and problematic that many of us continue to wait on the sidelines blaming something, whether it's a presidential

election, geopolitical turmoil abroad, or an overvalued market.

That part I get and that part I appreciate.

What I don't understand quite as clearly, or at least might not empathize with quite as deeply,

is our inability to remind ourselves that this, too, has happened before.

And usually, it's been far worse.

I connect with people daily who try to convince me that this, this elusive concept of this, has never happened before.

We have simply never experienced it, and we should be running to Costco to secure as many five-gallon

bins of name your condiment of choice here.

Even with Trump's current presidency, I can't avoid having people claim we have never been

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