Deep Dive on Capital One Credit Cards and Miles (+ Why I Love Them)

All the Hacks: Money, Points & Life

Chris Hutchins

Business, Education, Investing, Society & Culture, Places & Travel, Self-improvement

4.7 • 1.4K Ratings

🗓️ 20 August 2025

⏱️ 68 minutes

🔗️ Recording | iTunes | RSS

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Summary

#242: Chris dives into the Capital One credit card lineup, breaking down earning structures for miles and cash back, exciting benefits, and redemption strategies. He also covers the best 2-card combo, transfer partners, important application rules, and more. Link to Full Show Notes: https://chrishutchins.com/capital-one-credit-cards-miles-guide Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Bilt Rewards: Earn the most valuable points when you pay rent Trust & Will: Get 20% off personalized, legally binding estate plans LMNT: Free sample pack of my favorite electrolyte drink mix Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Best Cards Page Capital One Cards Tier List Iceland Trip Venture Cards Capital One Venture Rewards Credit Card Capital One VentureOne Rewards Credit Card VentureOne Rewards for Good Credit from Capital One Capital One Venture X Rewards Credit Card Capital One Venture X Business Spark Miles Cards Capital One Spark Miles for Business Capital One Spark Miles Select For Business Capital One Savor Cash Rewards Credit Card Quicksilver Cards Capital One Quicksilver Cash Rewards Credit Card Capital One QuicksilverOne Cash Rewards Credit Card Spark Cash Cards Capital One Spark Cash Capital One Spark Cash Plus Spark 1.5% Cash Select Business Card Capital One Spark 1% Classic for Business Platinum Mastercard® from Capital One Co-Branded Cards Williams Sonoma Key Rewards Visa Pottery Barn Key Rewards Visa west elm Capital One Credit Card The Key Rewards® Visa Capital One Resources Credit Card Pre-Approval Tool Eno® from Capital One® Capital One Shopping Capital One Dining Capital One Entertainment MLB™ Mondays at Capital One Café (Free Coffee) Blog Posts Why your credit card travel portal might be a poor way to book travel How to Get Approved for Business Cards How to Get MLB Tickets for 5,000 Miles How to book Vacasa Vacation Rentals with Wyndham points ATH Podcast Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) Ep #236: Deep Dive on Amex Credit Cards and Membership Rewards Points Ep #240: Top Airline & Hotel Transfer Partners to Maximize Your Points with Greg the Frequent Miler Luxury Hotel Upgrade Program Airline/Hotel Transfer Partner Spreadsheet Membership: Join here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:17) Quick Episode Overview (03:43) Capital One Venture Card (05:30) The VentureOne Card (06:46) Venture One Card for Good Credit (07:33) Capital One Venture X Rewards (08:17) Using the Capital One Travel Portal (12:27) Venture X Card Benefits (13:50) Capital One's Lounge Network & Access (18:44) The Venture X Business Card (24:06) Spark Miles Cards (26:29) Difference in Earning Miles vs. Cash Back Cards (27:13) Savor Rewards Card (32:15) Quicksilver Cards (33:57) The Spark Cash Cards (39:27) The No Reward Platinum Mastercard (40:11) The Four Co-Branded Williams Sonoma Cards (44:04) Capital One Perks: Virtual Card Numbers, Free Coffee & More (48:02) Online & Card-Linked Offers (52:11) Capital One Dining (52:42) Best Redemptions for Capital One Miles (54:08) Hotel & Airline Transfer Partners (57:49) Moving Capital One Miles (58:43) Important Rules to Keep in Mind (1:01:01) Quick Summary (1:03:10) The Best Two Capital One Card Combo Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Capital One might not be the first issuer you think of when it comes to premium rewards,
0:04.0	but over the last few years, they've made major moves, and if you were going to carry just one card to earn points in miles,
0:10.0	they might just have my top pick. From flexible points and elevated travel perks to unique benefits that most people overlook,
0:17.0	Capital One has quietly become one of the most rewarding programs out there.
0:21.1	In today's deep dive, I'll walk through their full card lineup, highlight the hidden perks,
0:25.3	explain how their point system works, and break down everything you need to know to decide
0:29.4	if Capital One should have a spot in your wallet.
0:32.0	I'm Chris Hutchins.
0:32.9	If you enjoy this episode, please share it with a friend or leave a comment or review.
0:36.9	And if you want to keep
0:37.6	upgrading your life, money, and travel, click follow or subscribe. Real quick, before we jump in,
0:44.5	we have two final spots left for our All the Hacks Iceland trip next month from September 28th to
0:50.7	October 4th. I went on this exact trip last year and it was truly one of the most
0:56.5	incredible trips and experiences I have ever had. Seriously, just watch the video. It's amazing.
1:02.8	If you're interested in joining, again, there's two spots left and you can learn more and watch
1:07.2	the video at all the hacks.com slash Iceland. I promise it will be absolutely incredible.
1:14.5	Okay, let's get into it. All right. So far we've done these issue or deep dives for credit cards on
1:21.7	city and Amex. And today I want to continue with Capital One because there is so much to get excited about,
1:27.9	both on the personal and business side. Now, I only got my first Capital One card a few years ago when
1:32.9	the Venture X card launched, and since then, we've added a few more cards in our household and
1:38.2	built up a pretty good stash of Capital One miles. But despite that short tenure, for this episode
1:43.7	today, I've done dozens of hours of
	...

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