Hi, everyone. I'm Nicola Hangen, the CEO of the Norwegian Southern wealth fund.

And today I'm in particularly good company because I am in Singapore.

And I'm speaking to Sushan, who's the CEO of DBS, the largest bank in this part of the world.

And not only that, Sushan is one of the most important and powerful women in global finance.

So big thank you for taking the time.

Yeah, I always, yeah, it's not, I'm not comfortable with that, but okay.

Well, that's just the fact. That's just the fact.

Sushan, DBS. Tell us about it.

So we were formed two, three years after Singapore was born in 1965.

DBS was the Development Bank of Singapore.

Really to develop Singapore, in those days, we were a small, unindustrialized little island.

And I guess we have evolved from our development routes down to being the largest commercial bank in Southeast Asia.

But I like to use the D word because DBS, you know, although it stands for Development Bank of Singapore,

I think we have evolved. I think we've gone from being a development bank now to being a very digital bank. I'd like to think we are a disruptive bank, but I also want us to remain the dependable

bank and also the data bank of the future. How have you helped develop Singapore?

Well, in the initial days of Singapore's birth, independence in 1965,

we knew that as a small country with nothing, we had no natural resources.

The only thing we had were humans, we're human beings.

So you have to open up for trade. You have to

open up for talent. So if people, goods and services and money, financial hub, if you can build a

financial hub, a trade hub, ports, you'll get people, you'll get talent, you get GDP growth,

you get jobs. So that's how we started.

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